1004 Saint Clair St, Manitowoc, WI 54220 Property Records

Manitowoc County property record for 1004 Saint Clair St, Manitowoc, WI 54220

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,058 sqft · built 1899
Lot Size	0.207 acres (9,017 sqft)
Owner	Trust Name on File
Last Sale	$169,600 (May 2006)
Tax Bill	$2,980 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`52-000-042-160.00`

Property Details

APN / Parcel Number

Primary APN	`52-000-042-160.00`
Alternative APNs	`052-000-042-160.00` `000042160`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,058 sqft Living Area
Gross Area	2,245 sqft
1st Floor Area	1,086 sqft
2nd Floor Area	972 sqft
Basement Area	1,273 sqft
Finished Basement	321 sqft
Unfinished Basement	952 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	9,017 sqft (0.207 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1004 SAINT CLAIR ST
City	MANITOWOC
State	WI
Zip	54220-3913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 & E 15 OF LOT 17 BLK 42
Legal Subdivision	MANITOWOC
Legal Block	42
Legal Lot Number	16,17
Jurisdiction	MANITOWOC WI
Township / Civil Division	MANITOWOC
Census Block Group	3
Census Block	3019
Census Tract	400

Owner

1004 Saint Clair St is owner-occupied and held in a trust since May 2006.

Source: Manitowoc County records, as of June 12, 2026

Owner of Record	Trust Name on File
Mailing Address	1004 SAINT CLAIR ST, MANITOWOC, WI 54220-3913
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Line of Credit BANK FIRST NA
Sep 5, 2017	Deed of Trust, Mortgage · Line of Credit BANK FIRST NAT'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2006 · Amount on File
Deed Sale	May 8, 2006 · Amount on File
Deed Document Number	20061008418
Deed Book / Page	2177 / 232
Prior Transfer Date	Apr 26, 2006
Prior Transfer Doc	02177/0232
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	1004 SAINT CLAIR ST, MANITOWOC, WI 54220-3913
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003516/521
Date	Aug 16, 2022
Book Page	3516/521
Instrument	1254815

Lender

Name	BANK FIRST NA
Type	Bank
Address	MANITOWOC, WI 54220

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	1004 SAINT CLAIR ST, MANITOWOC, WI 54220-3913
Document Number	0001186519
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1004 SAINT CLAIR ST MANITOWOC WI 542203913, MANITOWOC, WI 54220-3913

Mortgage

Document Number	0001186519
Date	Oct 4, 2017
Book Page	003109/000550
Instrument	1186519

Lender

Name	BANK FIRST NAT'L
Type	Bank
Address	MANITOWOC, WI 54220

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Saint Clair St was $2,980 with exemptions applied, down 24.6% from the year before.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Manitowoc City
Unified School District	Manitowoc School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,980.00 (-24.56%) Homeowner's exemption Additional exemption filed	$209,500 (-11.72%) Land $24,000 Building $185,500	$212,775 Land $24,375 Building $188,400
2024	$3,950.00 (+8.67%)	$237,300 (-) Land $20,300 Building $217,000
2023	$3,635.00 Homeowner's exemption	$237,300 Land $20,300 Building $217,000	$237,500 Land $20,317 Building $217,183

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Saint Clair St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Saint Clair St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANITOWOC WATERWORKS serves 34,500 people · EPA ID WI4360364
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Frontier.

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