1004 S Western Ave, Champaign, IL 61821 Property Records

Champaign County property record for 1004 S Western Ave, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,160 sqft · built 1953
Lot Size	0.313 acres (13,622 sqft)
Owner	Individual Name on Record
Last Sale	$298,500 (Jan 2022)
Tax Bill	$6,951 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-20-14-154-006`

Property Details

APN / Parcel Number

Primary APN	`43-20-14-154-006`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,160 sqft Building Perimeter
1st Floor Area	2,160 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	13,622 sqft (0.313 acres)
Garage Area	480 sqft
Parking Spaces	3 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1004 S WESTERN AVE
City	CHAMPAIGN
State	IL
Zip	61821-4806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 20, PT 21 SUNSET SUB
Legal Range	08E
Legal Township	19N
Legal Section	14
Legal Subdivision	SUNSET SUB
Legal Lot Number	20
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1014
Census Tract	1100

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1004 S WESTERN AVE, CHAMPAIGN, IL 61821-4806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Warranty Deed, Transfer · Commercial Mortgage LIMA ONE CAPITAL LLC
Jan 12, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2022 · Amount on Record
Deed Sale	Jan 12, 2022 · Amount on Record
Prior Sale	Jun 2, 2021 · Amount on Record
Deed Document Number	2022725
Prior Transfer Date	Jan 12, 2005
Prior Transfer Doc	0000001194
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 2, 2021
Property Address	1004 S WESTERN AVE, CHAMPAIGN, IL 61821-4806
Document Number	0000012739
Map Reference	MB N PG 26
Instrument Date	May 20, 2021
Instrument	2021R12739
Transaction Type	Transfer
Record Updated	Jun 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4008 FREEDOM BLVD, CHAMPAIGN, IL 61822-9687

Mortgage

Document Number	0000012740
Date	Jun 2, 2021
Instrument	2021R12740

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 12, 2022
Property Address	1004 S WESTERN AVE, CHAMPAIGN, IL 61821-4806
Document Number	0000000725
Map Reference	MB K PG 25
Instrument Date	Jan 11, 2021
Instrument	2022R00725
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 S WESTERN AVE # 200, 200, CHAMPAIGN, IL 61821-4806

Mortgage

Document Number	0000000726
Date	Jan 12, 2022
Instrument	2022R00726

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,230 (+55.41%) Land $17,910 Building $93,320	$333,690 (+55.41%) Land $53,730 Building $279,960
2024	$6,951.00 (+5.62%)
2022	$6,581.00	$71,570 Land $13,410 Building $58,160	$214,710 Land $40,230 Building $174,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Pavlov Media.

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