1004 S Walnut St, Seneca, SC 29678 Property Records

Oconee County property record for 1004 S Walnut St, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,095 sqft · built 1955
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jul 2019)
Tax Bill	$1,318 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`520-53-03-016`

Property Details

APN / Parcel Number

Primary APN	`520-53-03-016`
Alternative APN	`58884`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,095 sqft Living Area
1st Floor Area	3,095 sqft
Attic	Attic
Attic Area	3,095 sqft
Basement Area	1,548 sqft
Unfinished Basement	1,548 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Detached
Garage Area	720 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	58884
Street Address	1004 S WALNUT ST
City	SENECA
State	SC
Zip	29678-4062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(1.50 AC)
Legal Subdivision	MICHAEL L HENDERSON
Legal Block	3
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	2
Census Block	2011
Census Tract	30801

Owner

1004 S Walnut St is owned and occupied by two individuals who bought it in July 2019.

Source: Oconee County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1004 S WALNUT ST, SENECA, SC 29678-4062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jun 19, 2020	Deed of Trust, Mortgage · Conventional with PMI HOMESTAR FIN'L
Jul 9, 2019	Grant Deed, Transfer · Line of Credit SUNTRUST BK
Jun 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on File
Deed Sale	Jul 9, 2019 · Amount on File
Deed Document Number	2019347
Deed Book / Page	2481 / 331
Prior Transfer Date	Jun 21, 2019
Prior Transfer Doc	0024780104
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	1004 S WALNUT ST, SENECA, SC 29678-4062
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009224
Date	Dec 8, 2021
Book Page	4257/314
Instrument	9224

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	1004 S WALNUT ST, SENECA, SC 29678-4062
Document Number	0039800054
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1004 S WALNUT ST SENECA SC 296784062, SENECA, SC 29678-4062

Mortgage

Document Number	0039800054
Date	Jun 25, 2020
Book Page	003980/000054

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 24, 2035

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 9, 2019
Property Address	1004 S WALNUT ST, SENECA, SC 29678-4062
Document Number	0024810331
Book / Page	002481 / 000331
Instrument Date	Jul 8, 2019
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	526 ROBIN DR SENECA SC 296782648, SENECA, SC 29678-2648

Mortgage

Document Number	38480117
Date	Jul 9, 2019
Book Page	003848/000117

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2049

Interest

Rate Type	Adjustable Rate

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Jun 25, 2019
Property Address	1004 S WALNUT ST, SENECA, SC 29678-4062
Document Number	0024780104
Book / Page	002478 / 000104
Instrument Date	Jun 21, 2019
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 WHITETAIL DR WALHALLA SC 296915837, WALHALLA, SC 29691-5837

Tax Assessment & Valuation

The 2025 property tax bill for 1004 S Walnut St was $1,318.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,318.00	$7,680 Land $1,030 Building $6,650	$191,990 Land $25,750 Building $166,240
2023		$7,680 Land $1,030 Building $6,650	$191,990 Land $25,750 Building $166,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1004 S Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 S Walnut St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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