1004 S Lancaster St, Mount Prospect, IL 60056 Property Records

Cook County property record for 1004 S Lancaster St, Mount Prospect, IL 60056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,251 sqft · built 1973
Lot Size	0.189 acres (8,249 sqft)
Owner	Individual Name on File
Last Sale	$432,000 (Apr 2022)
Tax Bill	$10,161 (2023)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-14-128-016`

Property Details

APN / Parcel Number

Primary APN	`08-14-128-016`
Alternative APN	`08-14-128-016-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,251 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1974
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	8,249 sqft (0.189 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1004 S LANCASTER ST
City	MOUNT PROSPECT
State	IL
Zip	60056-4120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WINDSOR) (ESTATES) SUB OF PT OF WH SEC 14-41-11
Legal Range	11E
Legal Township	41N
Legal Section	14
Legal Subdivision	WINDSOR ESTATES
Legal Lot Number	65
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	1
Census Block	1014
Census Tract	805002

Owner

1004 S Lancaster St is owned and occupied by an individual who bought it in April 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1004 S LANCASTER ST, MOUNT PROSPECT, IL 60056-4120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 31, 2018	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2022 · Amount on File
Deed Sale	Apr 7, 2022 · Amount on File
Prior Sale	Apr 7, 2022 · Amount on File
Deed Document Number	2022733123
Prior Transfer Date	Jan 27, 2014
Prior Transfer Doc	0000056012
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 7, 2022
Property Address	1004 S LANCASTER ST, MOUNT PROSPECT, IL 60056-4120
Document Number	0009733123
Map Reference	DOC 21239381
Instrument Date	Mar 22, 2022
Instrument	2209733123
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 S LANCASTER ST, MOUNT PROSPECT, IL 60056-4120

Mortgage

Document Number	0009733124
Date	Apr 7, 2022
Instrument	2209733124

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1004 S LANCASTER ST, MOUNT PROSPECT, IL 60056-4120
Document Number	1826916088
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1004 S LANCASTER ST MOUNT PROSPECT IL 600564120, MOUNT PROSPECT, IL 60056-4120

Mortgage

Document Number	1826916088
Date	Sep 26, 2018
Instrument	26916088

Lender

Name	PNC BK
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 25, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Mount Prospect Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Community Consolidated School District 59 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,000 Land $10,311 Building $33,689	$440,000 Land $103,110 Building $336,890
2023	$10,161.00 (+14.16%)
2022	$8,901.00 Homeowner's exemption	$38,999 Land $8,661 Building $30,338	$389,990 Land $86,610 Building $303,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1004 S Lancaster St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1004 S Lancaster St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on S Lancaster St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures