1004 S Elm Ave, Kankakee, IL 60901 Property Records

Kankakee County property record for 1004 S Elm Ave, Kankakee, IL 60901

Property Summary

Property TypeSingle Family Home
Lot Size0.16 acres (6,989 sqft)
OwnerIndividual Name on File
Last Sale$196,000 (Mar 2024)
Tax Bill$4,607 (2025)
Deeds & MortgagesMay 2026 Mortgage
Sep 2025 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN16-17-05-432-001

Property Details

APN / Parcel Number

Primary APN16-17-05-432-001

Exterior

Lot Area6,989 sqft (0.16 acres)

Location & Zoning

Street Address1004 S ELM AVE
CityKANKAKEE
StateIL
Zip60901-5432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERSIDE 2ND ADDN LOT 1 BLK 7 05-30-13W
Legal SubdivisionRIVERSIDE 2ND ADD
Legal Block7
Legal Lot Number1
JurisdictionKANKAKEE IL
Township / Civil DivisionKANKAKEE
Census Block Group1
Census Block1030
Census Tract12400

Owner

Source: Kankakee County records · APN 16-17-05-432-001

Assessment roll updated April 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1004 S ELM AVE, KANKAKEE, IL 60901-5432
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · FHA Mortgage
IMPERIAL LENDING LLC
Sep 02, 2025Deed of Trust, Mortgage · FHA Mortgage
IMPERIUM LENDING LLC
Oct 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE BANK OF HERSCHER
Mar 04, 2024Warranty Deed, Transfer · FHA Mortgage
IXONIA BANK
May 09, 2023Quit Claim Deed, Transfer
KANKAKEE COUNTY TITLE
May 09, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS INC
Dec 16, 2022Quit Claim Deed, Transfer
Quitclaim
Dec 15, 2022Warranty Deed, Transfer
HOMESTAR TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 04, 2024 · Amount on Record
Deed SaleMar 04, 2024 · Amount on Record
Prior SaleMay 09, 2023 · Amount on Record
Deed Document Number20241760
Prior Transfer DateMay 04, 2023
Prior Transfer Doc0202304162
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANKAKEE IL
Recording DateMay 20, 2026
Property Address1004 S ELM AVE, KANKAKEE, IL 60901-5432
Document Number0000005616
Instrument DateMay 15, 2026
Instrument20265616
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1004 S ELM AVE, KANKAKEE, IL 60901-5432

Mortgage

Document Number0000005616,
DateMay 20, 2026
Instrument20265616
Lender
NameIMPERIAL LENDING LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.13%
Max Rate-1%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANKAKEE IL
Property Address1004 S ELM AVE, KANKAKEE, IL 60901-5432
Transaction TypeMortgage
Record UpdatedSep 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202508238
DateSep 02, 2025
Instrument202508238
Lender
NameIMPERIUM LENDING LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055
Interest
Rate TypeFixed Rate
Rate6.63%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANKAKEE IL
Property Address1004 S ELM AVE, KANKAKEE, IL 60901-5432
Transaction TypeMortgage
Record UpdatedMar 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202114850
DateOct 21, 2021
Instrument202114850
Lender
NameSTATE BANK OF HERSCHER
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 15, 2026
Interest
Rate TypeAdjustable Rate

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANKAKEE IL
Recording DateMar 04, 2024
Property Address1004 S ELM AVE, KANKAKEE, IL 60901-5432
Document Number0202401760
Instrument DateFeb 22, 2024
Instrument202401760
Transaction TypeTransfer
Record UpdatedMar 21, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$294.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1004 S ELM AVE, KANKAKEE, IL 60901-5432

Mortgage

Document Number0202401761
DateMar 04, 2024
Instrument202401761
Lender
NameIXONIA BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054
Interest
Rate TypeFixed Rate
Rate7.13%

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANKAKEE IL
Recording DateMay 09, 2023
Property Address1004 S ELM AVE, KANKAKEE, IL 60901-5432
Document Number0202304162
Instrument DateMay 04, 2023
Instrument202304162
Transaction TypeTransfer
Record UpdatedMar 12, 2024
Title CompanyKANKAKEE COUNTY TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address429 W CYPRESS ST, KANKAKEE, IL 60901-2311

Transferred To (Grantee/Buyer)

NameVerified Name
Address255 S WEST AVE, KANKAKEE, IL 60901-3733

May 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKANKAKEE IL
Recording DateMay 09, 2023
Property Address1004 S ELM AVE, KANKAKEE, IL 60901-5432
Document Number0202304163
Instrument DateApr 27, 2023
Instrument202304163
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 12, 2024
Title CompanyKANKAKEE COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$259.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address255 S WEST AVE, KANKAKEE, IL 60901-3733

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1004 S ELM AVE, KANKAKEE, IL 60901-5432

Mortgage

Document Number0202304164
DateMay 09, 2023
Instrument202304164
Lender
NameNEIGHBORHOOD LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2038
Interest
Rate TypeFixed Rate
Rate5.88%

December 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANKAKEE IL
Recording DateDec 16, 2022
Property Address1004 S ELM AVE, KANKAKEE, IL 60901-5432
Document Number0202213934
Instrument DateDec 16, 2022
Instrument202213934
Transaction TypeTransfer
Record UpdatedMar 12, 2024

Transaction

AmountAmount Recorded
Tax$112.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address255 S WEST AVE, KANKAKEE, IL 60901-3733

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANKAKEE IL
Recording DateDec 15, 2022
Property Address1004 S ELM AVE, KANKAKEE, IL 60901-5432
Document Number0202213883
Instrument DateDec 15, 2022
Instrument202213883
Transaction TypeTransfer
Record UpdatedMar 12, 2024
Title CompanyHOMESTAR TITLE

Transaction

AmountAmount Recorded
Tax$97.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 W CYPRESS ST, KANKAKEE, IL 60901-2311
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kankakee County records · Assessment roll updated April 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKankakee County
County SubdivisionKankakee Township
MunicipalityKankakee City
Unified School DistrictKankakee School District 111 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,607.00 (+7.19%)$52,599 (+27.4%) Land $8,483 Building $44,116$157,797 (+27.4%) Land $25,449 Building $132,348
2024$4,298.00 (-12.46%)
2023$41,285 Land $6,658 Building $34,627$123,855 Land $19,974 Building $103,881
2022$4,910.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 14, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims13 (1994–2018)
Claims Outside the SFHA1 of 13
Most Recent ClaimFeb 2018

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

May also be available: Verizon.

Based on FCC filings for 523 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemAQUA ILLINOIS-KANKAKEE
private · serves 80,000 people
Water SourceSurface water
Last State InspectionFeb 2025
Lead2 ppb (2026)
action level 15 ppb
Copper3.3 mg/L (2017–2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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