1004 S Clover Ave, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 1004 S Clover Ave, Sioux Falls, SD 57110

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 864 sqft · built 1979
Lot Size0.146 acres (6,368 sqft)
OwnerCompany Name on File
Last Sale$150,000 (Jun 2026)
Tax Bill$2,939 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN01-22-24-182-002-000

Property Details

APN / Parcel Number

Primary APN01-22-24-182-002-000
Alternative APN
  • 48742

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Building Area864 sqft Finished Area
1st Floor Area864 sqft
Basement Area864 sqft
Finished Basement690 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,368 sqft (0.146 acres)
Lot Dimensions117 ft deep x 54 ft wide
Garage TypeAttached
Garage Area508 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area20 sqft
Deck Area144 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number48742
Street Address1004 S CLOVER AVE
CitySIOUX FALLS
StateSD
Zip57110-3143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 BLOCK 9 SYCAMORE EAST ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionEAST ADDN
Legal Block9
Legal Lot Number17
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group3
Census Block3014
Census Tract407

Owner

1004 S Clover Ave is owned by a company that bought it in June 2026.

Source: Minnehaha County records, as of September 22, 2026

Owner of RecordCompany Name on File
Mailing Address1312 S PARKVIEW BLVD, BRANDON, SD 57005-1964
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Special Warranty Deed, Transfer
AMERICAN BANK & TRUST COMPANY NA
Jan 17, 2019Intrafamily Transfer, Transfer · ARM
GREAT WESTERN BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2026 · Amount on File
Deed SaleJun 16, 2026 · Amount on File
Deed Document Number2026161363
Prior Transfer DateNov 4, 2025
Prior Transfer Doc0000145923
Record UpdatedOct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMINNEHAHA SD
Recording DateJun 16, 2026
Property Address1004 S CLOVER AVE, SIOUX FALLS, SD 57110-3143
Document Number0000161363
Book / Page639-D / 74
Instrument DateJun 2, 2026
Instrument2026161363
Transaction TypeTransfer
Record UpdatedJul 29, 2026
Title CompanySTEWART TITLE COMPANY (BA), STEWART TITLE CO

Transaction

AmountAmount on Record
Tax$15,150.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1312 S PARKVIEW BLVD, BRANDON, SD 57005-1964

Mortgage

Document Number0000161364,
Book Page2017-M/903
Instrument2026161364
Lender
NameAMERICAN BANK & TRUST COMPANY NA
Agreement
Term9 Months
DueMar 2, 2027
Interest
Rate6.37%
Max Rate-1%

January 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMINNEHAHA SD
Recording DateJan 17, 2019
Property Address1004 S CLOVER AVE, SIOUX FALLS, SD 57110-3143
Document Number587DEED/0307
Book / Page587 DEED / 0307
Instrument DateJan 11, 2019
Transaction TypeTransfer
Record UpdatedMar 15, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2904 S HIDDEN PL # PL4, 2904, SIOUX FALLS, SD 57106-7253

Transferred To (Grantee/Buyer)

NameVerified Name
Address1004 S CLOVER AVE, SIOUX FALLS, SD 57110-3143

Mortgage

Document Number1853MTG0682
DateJan 17, 2019
Instrument1853 MTG/0682
Lender
NameGREAT WESTERN BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueFeb 1, 2049
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateFeb 1, 2026
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.6%
Index1-Year LIBOR
Max Rate10.6%

Tax Assessment & Valuation

The 2025 property tax bill for 1004 S Clover Ave was $2,939.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$213,920 (-1.1%) Land $25,318 Building $188,602$213,920 Land $25,318 Building $188,602
2025$2,939.00$216,300 (+12.25%) Land $25,600 Building $190,700
2024$2,939.00$192,700 Land $25,600 Building $167,100
2022$2,712.00$179,900 Land $25,600 Building $154,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 S Clover Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 S Clover Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fiber in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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