1004 S Carson City Cir, Payson, AZ 85541 Property Records

Gila County property record for 1004 S Carson City Cir, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	3,654 sqft · built 1981
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Sep 2018)
Tax Bill	$3,204 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`304-19-027`

Property Details

APN / Parcel Number

Primary APN	`304-19-027`
Alternative APNs	`R032021` `032021`

Interior

Stories	2 Stories
Building Area	3,654 sqft Living Area
Gross Area	4,424 sqft
1st Floor Area	1,120 sqft
Basement Area	882 sqft
Finished Basement	294 sqft
Unfinished Basement	588 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asbestos
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Attached
Garage Area	182 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R032021
Street Address	1004 S CARSON CITY CIR
City	PAYSON
State	AZ
Zip	85541-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 10 TOWNSHIP: 10N RANGE: 10E LOT 17, GOLDEN FRONTIER UNIT ONE, PLAT 569NE1/4 NW1/4 SEC 10 T10N R10E = 1.28 AC(OUT OF 304-19-001J & -001K)
Legal Range	10E
Legal Township	10N
Legal Section	10
Legal Subdivision	GOLDEN FRONTIER UNIT 1
Legal Lot Number	17
Legal Unit	1
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1026
Census Tract	500

Owner

1004 S Carson City Cir is owned by two individuals who bought it in September 2018.

Source: Gila County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1218 LOWER FERRY RD, EWING, NJ 08618-1446
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · VA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Sep 28, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on File
Deed Sale	Sep 28, 2018 · Amount on File
Prior Sale	Jun 15, 2012 · Amount on File
Deed Document Number	201810204
Prior Transfer Date	Oct 23, 2009
Prior Transfer Doc	0000015336
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	1004 S CARSON CITY CIR, PAYSON, AZ 85541-5604
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006132
Date	Apr 27, 2021
Instrument	2021-006132

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Sep 28, 2018
Property Address	1004 S CARSON CITY CIR, PAYSON, AZ 85541-5604
Document Number	0000010204
Map Reference	MAP569
Instrument Date	Sep 21, 2018
Instrument	2018-010204
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	SECURITY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4437 E DESERT WIND DR, 4437, PHOENIX, AZ 85044-6019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1218 LOWER FERRY RD, EWING, NJ 08618-1446

Mortgage

Document Number	0000010205
Date	Sep 28, 2018
Instrument	2018-010205

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1004 S Carson City Cir was $3,204.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,981 Land $10,299 Building $41,682	$519,819 Land $102,994 Building $416,825
2025	$3,204.00
2024		$50,822 Land $9,831 Building $40,991	$508,222 Land $98,308 Building $409,914
2023	$2,988.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1004 S Carson City Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 S Carson City Cir is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 70% of Arizona
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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