1004 S 3rd St, Saint Charles, IL 60174 Property Records

Kane County property record for 1004 S 3rd St, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,894 sqft · built 1900
Lot Size0.152 acres (6,600 sqft)
OwnerCompany Name on Record
Tax Bill$7,110 (2025)
Deeds & MortgagesSep 2023 Transfer
Mar 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-34-331-002

Property Details

APN / Parcel Number

Primary APN09-34-331-002

Interior

Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,894 sqft Living Area
Basement Area857 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1969
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,600 sqft (0.152 acres)
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Deck AreaDeck Area
Shed1 Shed
Shed Area125 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1004 S 3RD ST
CitySAINT CHARLES
StateIL
Zip60174-3976
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLIAM H WILCOXS ADD - LOT 17 IN BLK 3
Legal SubdivisionWILLIAM H WILCOXS ADD
Legal Block3
Legal Lot Number17
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2004
Census Tract852201

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address406 MAIN ST, BATAVIA, IL 60510-3088
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 29, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 28, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 11, 2023
Transfer Doc0000030997
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateSep 7, 2023
Property Address1004 S 3RD ST, ST CHARLES, IL 60174-3976
Document Number0000030997
Instrument DateAug 11, 2023
Instrument2023K030997
Transaction TypeTransfer
Record UpdatedSep 14, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address406 MAIN ST, BATAVIA, IL 60510-3088

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMar 29, 2022
Property Address1004 S 3RD ST, ST CHARLES, IL 60174-3976
Document Number0000017143
Instrument DateMar 25, 2022
Instrument2022K017143
Transaction TypeTransfer
Record UpdatedApr 4, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1455 SEQUOIA DR STE 113, 113, AURORA, IL 60506-1171

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMar 28, 2022
Property Address1004 S 3RD ST, ST CHARLES, IL 60174-3976
Document Number0000016989
Instrument DateApr 13, 2020
Instrument2022K016989
Transaction TypeTransfer
Record UpdatedApr 1, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address406 MAIN ST, BATAVIA, IL 60510-3088

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,110.00 (+4.87%)$101,382 (+8.53%) Land $35,162 Building $66,220$304,268 (+8.53%) Land $105,528 Building $198,739
2024$93,413 (+11.24%) Land $32,398 Building $61,015$280,351 (+11.28%) Land $97,233 Building $183,118
2022$6,780.00 (+3.86%)$83,976 (+4.91%) Land $28,406 Building $55,570$251,928 (+4.91%) Land $85,218 Building $166,710
2021$6,528.00$80,046 Land $27,077 Building $52,969$240,138 Land $81,231 Building $158,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2007–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

Nearby Properties on S 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number