1004 Rowena Ln, Napa, CA 94558 Property Records

Napa County property record for 1004 Rowena Ln, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,493 sqft · built 1964
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Jun 2019)
Tax Bill	$8,198 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`041-154-001-000`

Property Details

APN / Parcel Number

Primary APN	`041-154-001-000`
Alternative APNs	`041-154-001` `04115401`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,493 sqft Living Area
Gross Area	2,004 sqft
1st Floor Area	1,493 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	511 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Old Parcel Number	041-154-001
Street Address	1004 ROWENA LN
City	NAPA
State	CA
Zip	94558-5447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7
Legal Description	PCL A MAP NO 563 7R/S16
Legal Subdivision	CLIFFORD ERWIN
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1022
Census Tract	200703

Owner

1004 Rowena Ln is owned and occupied by two individuals who bought it in June 2019.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1004 ROWENA LN, NAPA, CA 94558-5447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 16, 2023	Deed of Trust, Mortgage · FHA Mortgage HOMESTREET BANK
Feb 16, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMESTREET BANK
Apr 27, 2023	Deed of Trust, Mortgage · FHA Mortgage HOMESTREET BANK
Jun 4, 2019	Grant Deed, Transfer · Stand-Alone Second Mortgage IGNACIO SEPULVEDA GARCIA ETAL
Mar 21, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on File
Deed Sale	Jun 4, 2019 · Amount on File
Prior Sale	Mar 21, 2019 · Amount on File
Deed Document Number	201910217
Prior Transfer Date	Nov 28, 2016
Prior Transfer Doc	0000031703
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1004 ROWENA LN, NAPA, CA 94558-5447
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 ROWENA LN, NAPA, CA 94558-5447

Mortgage

Document Number	0000014335
Date	Oct 15, 2025
Instrument	2025-0014335

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	284 Months
Due	Jun 1, 2049

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1004 ROWENA LN, NAPA, CA 94558-5447
Transaction Type	Mortgage
Record Updated	Oct 25, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 ROWENA LN, NAPA, CA 94558-5447

Mortgage

Document Number	0000016662
Date	Oct 16, 2023
Instrument	2023-0016662

Lender

Name	HOMESTREET BANK
Type	Bank
Address	FEDERAL WAY, WA 98003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	308 Months
Due	Jun 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1004 ROWENA LN, NAPA, CA 94558-5447
Transaction Type	Mortgage
Record Updated	Sep 20, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 ROWENA LN, NAPA, CA 94558-5447

Mortgage

Document Number	0000006364
Date	Feb 16, 2021
Instrument	2021-0006364

Lender

Name	HOMESTREET BANK
Type	Bank
Address	FEDERAL WAY, WA 98003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Jun 1, 2049

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1004 ROWENA LN, NAPA, CA 94558-5447
Transaction Type	Mortgage
Record Updated	Sep 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 ROWENA LN, NAPA, CA 94558-5447

Mortgage

Document Number	0000006414
Date	Apr 27, 2023
Instrument	2023-0006414

Lender

Name	HOMESTREET BANK
Type	Bank
Address	FEDERAL WAY, WA 98003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	314 Months
Due	Jun 1, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Jun 4, 2019
Property Address	1004 ROWENA LN, NAPA, CA 94558-5447
Document Number	0000010217
Map Reference	MB 7 PG 16
Instrument Date	May 23, 2019
Instrument	2019-0010217
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	SERVICELINK TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1004 ROWENA LN, NAPA, CA 94558-5447

Mortgage

Document Number	0000010219
Date	Jun 4, 2019
Instrument	2019-0010219

Lender

Name	IGNACIO SEPULVEDA GARCIA ETAL
Type	Private Party

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000010220
Date	Jun 4, 2019
Instrument	2019-0010220

Lender

Name	COUNTY OF NAPA
Type	Government Agency
Address	NAPA, CA 94559

Agreement

Amount	Amount on Record

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	NAPA CA
Recording Date	Mar 21, 2019
Property Address	1004 ROWENA LN, NAPA, CA 94558-5447
Document Number	0000004602
Instrument Date	Mar 6, 2019
Instrument	4602
Transaction Type	Foreclosure
Record Updated	Mar 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$728.51
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 ROWENA LN NAPA CA 945585447, NAPA, CA 94558-5447

Tax Assessment & Valuation

The 2026 property tax bill for 1004 Rowena Ln was $8,198, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,198.00 (+2.14%)	$654,248 (+2%) Land $312,901 Building $341,347	$654,248 Land $312,901 Building $341,347
2025	$8,026.00	$641,420 Land $306,766 Building $334,654
2023	$7,643.00 (+1.37%)	$616,514 Land $294,854 Building $321,660
2022	$7,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Rowena Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Rowena Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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