1004 Ripken Ave, Galt, CA 95632 Property Records

Sacramento County property record for 1004 Ripken Ave, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,214 sqft · built 2014
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on Record
Last Sale	$710,000 (Nov 2024)
Tax Bill	$8,955 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`150-0680-026-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0680-026-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,214 sqft Living Area
1st Floor Area	2,214 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,756 sqft (0.201 acres)
Garage Area	614 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1004 RIPKEN AVE
City	GALT
State	CA
Zip	95632-3185
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	RIVER OAKS 3A, LOT 51
Legal Subdivision	RIVER OAKS 3A
Legal Lot Number	51
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1022
Census Tract	9409

Owner

Source: Sacramento County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1004 RIPKEN AVE, GALT, CA 95632-3185
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit C A H P CU
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 2, 2023	Grant Deed, Transfer · Commercial Mortgage JOHN RFESTARTED
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 23, 2020	Grant Deed, Transfer · Conventional with PMI FINANCE OF AMERICA MTG
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2024 · Amount on Record
Deed Sale	Nov 4, 2024 · Amount on Record
Prior Sale	Oct 2, 2023 · Amount on Record
Deed Book / Page	20241104 / 1399
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 28, 2026
Property Address	1004 RIPKEN AVE, GALT, CA 95632-3185
Document Number	2026000106
Book / Page	20260728 / 106
Instrument Date	Jul 23, 2026
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 RIPKEN AVE, GALT, CA 95632-3185

Mortgage

Document Number	2026000106,
Date	Jul 28, 2026
Book Page	20260728/106

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1004 RIPKEN AVE, GALT, CA 95632-3185
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 RIPKEN AVE, GALT, CA 95632-3185

Mortgage

Document Number	0000001367
Date	Apr 27, 2022
Instrument	2022042701367

Lender

Name	C A H P CU
Type	Credit Union
Address	SACRAMENTO, CA 95827

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1004 RIPKEN AVE, GALT, CA 95632-3185
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 RIPKEN AVE, GALT, CA 95632-3185

Mortgage

Document Number	0000001792
Date	Jul 14, 2021
Instrument	202107141792

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 2, 2023
Property Address	1004 RIPKEN AVE, GALT, CA 95632-3185
Document Number	0000000680
Map Reference	MB 362 MAP 6
Instrument Date	Sep 28, 2023
Instrument	202310020680
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1004 RIPKEN AVE, GALT, CA 95632-3185

Mortgage

Document Number	0000000681
Date	Oct 2, 2023
Instrument	202310020681

Lender

Name	JOHN RFESTARTED
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1004 RIPKEN AVE, GALT, CA 95632-3185
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 RIPKEN AVE, GALT, CA 95632-3185

Mortgage

Document Number	7140000001792
Date	Jul 14, 2021
Book Page	20210714/1792

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 23, 2020
Property Address	1004 RIPKEN AVE, GALT, CA 95632-3185
Document Number	2011231687
Instrument Date	Nov 18, 2020
Instrument	2011231687
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1004 RIPKEN AVE GALT CA 956323185, GALT, CA 95632-3185

Mortgage

Document Number	2011231688
Date	Nov 23, 2020
Instrument	2011231688

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1004 RIPKEN AVE, GALT, CA 95632-3185
Document Number	1908201233
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1004 RIPKEN AVE GALT CA 956323185, GALT, CA 95632-3185

Mortgage

Document Number	1908201233
Date	Aug 20, 2019
Instrument	1908201233

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$724,200 (+2%) Land $127,500 Building $596,700
2025	$8,955.00 (+0.9%)	$710,000 (+20.78%) Land $125,000 Building $585,000
2024	$8,875.00 (+19.29%)
2023	$7,440.00 (+4.14%)	$587,826 Land $93,636 Building $494,190
2022	$7,144.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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