1004 Ridgeway Dr, Liberty, MO 64068 Property Records

Clay County property record for 1004 Ridgeway Dr, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,636 sqft · built 1960
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,187 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-109-00-04-034.00`

Property Details

APN / Parcel Number

Primary APN	`15-109-00-04-034.00`
Alternative APNs	`1510900040340001` `321451`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	3,519 sqft
1st Floor Area	1,636 sqft
Basement Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Patio Area	522 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1004 RIDGEWAY DR
City	LIBERTY
State	MO
Zip	64068-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUEBERRY HILLS NORTH RESURVEY LTS 1,4,5,8,9,12,13 LT 13
Legal Range	31W
Legal Township	51N
Legal Section	06
Legal Subdivision	BLUEBERRY HILLS NORTH RESURVEY
Legal Lot Number	13
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1006
Census Tract	21404

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 RIDGEWAY DR, LIBERTY, MO 64068-1338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 19, 2021	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY
Dec 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021
Deed Sale	Jul 19, 2021
Prior Sale	Dec 10, 2020 · Amount on Record
Deed Document Number	202131151
Deed Book / Page	9118 / 43
Prior Transfer Date	Nov 20, 2020
Prior Transfer Doc	0000048112
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1004 RIDGEWAY DR, LIBERTY, MO 64068-1338
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7813 NE 53RD TER, KANSAS CITY, MO 64119-4150

Mortgage

Document Number	0000032276
Date	Jul 27, 2021
Book Page	9124/163
Instrument	2021032276

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jul 19, 2021
Property Address	1004 RIDGEWAY DR, LIBERTY, MO 64068-1338
Document Number	0000031151
Book / Page	9118 / 43
Instrument Date	Jul 14, 2021
Instrument	2021031151
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 RIDGEWAY DR, LIBERTY, MO 64068-1338

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MO
Recording Date	Dec 10, 2020
Property Address	1004 RIDGEWAY DR, LIBERTY, MO 64068-1338
Document Number	0000048112
Book / Page	008895 / 000021
Instrument Date	Nov 20, 2020
Instrument	48112
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1004 RIDGEWAY DR LIBERTY MO 640681338, LIBERTY, MO 64068-1338

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	Dec 10, 2020
Property Address	1004 RIDGEWAY DR, LIBERTY, MO 64068-1338
Document Number	0000048110
Book / Page	8895 / 19
Instrument Date	Oct 20, 2020
Instrument	2020048110
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 RIDGEWAY DRIVE, LEES SUMMIT, MO 64086

Mortgage

Document Number	0000048113
Date	Dec 10, 2020
Instrument	2020048113

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,187.00 (+5.57%)	$58,270 (+14.91%)	$306,684 (+14.91%)
2023	$3,966.00 (+34.21%)	$50,710	$266,894
2019	$2,955.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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