Mecklenburg County property record for 1004 Reigate Rd, Charlotte, NC 28262
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,936 sqft · built 2004 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $354,000 (Oct 2023) |
| Tax Bill | $3,390 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-064-14 |
| Primary APN | 051-064-14 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,936 sqft Living Area |
| 1st Floor Area | 1,696 sqft |
| Upper Floors Area | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1004 REIGATE RD |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28262-2520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4(CD) |
| Legal Description | L107 M38-809 |
| Legal Subdivision | HOUSTON HILLS PH 01 MAP 04 |
| Legal Block | 4 |
| Legal Lot Number | 107 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 5611 |
1004 Reigate Rd is owned and occupied by an individual who bought it in October 2023.
Source: Mecklenburg County records, as of September 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1004 REIGATE RD, CHARLOTTE, NC 28262-2520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 30, 2023 | Warranty Deed, Transfer OS NATIONAL LLC |
| Aug 31, 2023 | Warranty Deed, Transfer OS NATIONAL LLC |
| Aug 31, 2023 | Intrafamily Transfer, Transfer |
| Feb 14, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2023 · Amount on File |
| Deed Sale | Oct 30, 2023 · Amount on File |
| Prior Sale | Dec 9, 2005 · Amount on File |
| Deed Document Number | 2023103013 |
| Deed Book / Page | 38455 / 571 |
| Prior Transfer Date | Aug 7, 2023 |
| Prior Transfer Doc | 0000083643 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1004 REIGATE RD, CHARLOTTE, NC 28262-2520 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0000051682 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 35811/483 |
| Instrument | 2021051682 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 30, 2023 |
| Property Address | 1004 REIGATE RD, CHARLOTTE, NC 28262-2520 |
| Document Number | 0000103013 |
| Book / Page | 38455 / 571 |
| Map Reference | MB 38 PG 809 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 2023103013 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $708.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 1004 REIGATE RD, CHARLOTTE, NC 28262-2520 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 31, 2023 |
| Property Address | 1004 REIGATE RD, CHARLOTTE, NC 28262-2520 |
| Document Number | 0000083644 |
| Book / Page | 38345 / 389 |
| Map Reference | MB 38 PG 809 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 2023083644 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $669.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 COIT RD APT 428, 428, PLANO, TX 75075-5860 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 31, 2023 |
| Property Address | 1004 REIGATE RD, CHARLOTTE, NC 28262-2520 |
| Document Number | 0000083643 |
| Book / Page | 38345 / 384 |
| Map Reference | MB 38 PG 809 |
| Instrument Date | Aug 7, 2023 |
| Instrument | 2023083643 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1004 REIGATE RD, CHARLOTTE, NC 28262-2520 |
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 14, 2022 |
| Property Address | 1004 REIGATE RD, CHARLOTTE, NC 28262-2520 |
| Document Number | 0000023357 |
| Book / Page | 37058 / 916 |
| Map Reference | MB 38 PG 809 |
| Instrument Date | Feb 12, 2022 |
| Instrument | 2022023357 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1004 REIGATE RD, CHARLOTTE, NC 28262-2520 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $342,800 Land $70,000 Building $272,800 | $342,800 Land $70,000 Building $272,800 | |
| 2023 | $3,390.00 | $351,300 Land $70,000 Building $281,300 | $351,300 Land $70,000 Building $281,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1004 Reigate Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1004 Reigate Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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