1004 Regency Cottage Pl, Cary, NC 27518 Property Records

Wake County property record for 1004 Regency Cottage Pl, Cary, NC 27518

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,232 sqft · built 2019
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Mar 2022)
Tax Bill	$4,580 (2023)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0751.07-69-6565 0424022`

Property Details

APN / Parcel Number

Primary APN	`0751.07-69-6565 0424022`
Alternative APN	`0424022`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,232 sqft Heated Area
Attic Area	489 sqft

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	4,792 sqft (0.11 acres)
Garage Area	420 sqft
Porch	Porch
Porch Area	104 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0424022
Street Address	1004 REGENCY COTTAGE PL
City	CARY
State	NC
Zip	27518-8678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TRP
Legal Description	LO133 RENAISSANCE AT REGENCY PATIO HOMES PH2 BM2014-01260
Legal Subdivision	RENAISSANCE AT REGENCY PATIO H
Legal Phase	2
Legal Lot Number	133
Jurisdiction	WAKE NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2002
Census Tract	53405

Owner

1004 Regency Cottage Pl is owned and occupied by an individual who bought it in March 2022.

Source: Wake County records, as of April 18, 2024

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	1004 REGENCY COTTAGE PL, CARY, NC 27518-8678
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 2, 2019	Grant Deed, Transfer · Conventional with PMI FIRST HERITAGE MTG
Jun 8, 2017	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Prior Sale	Aug 2, 2019 · Amount on File
Deed Document Number	0001894019
Deed Book / Page	18940 / 19
Record Updated	Jun 7, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Mar 2, 2022
Property Address	1004 REGENCY COTTAGE PL, CARY, NC 27518-8678
Document Number	0018940/19
Book / Page	18940 / 19
Map Reference	MB 2015 PG 319-322
Instrument Date	Mar 2, 2022
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 REGENCY COTTAGE PL, CARY, NC 27518-8678

Mortgage

Document Number	0001894021
Date	Mar 2, 2022
Instrument	18940/21

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WAKE NC
Recording Date	Aug 2, 2019
Property Address	1004 REGENCY COTTAGE PL, CARY, NC 27518-8678
Document Number	175292236
Book / Page	017529 / 002236
Instrument Date	Aug 1, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1004 REGENCY COTTAGE PL CARY NC 275188678, CARY, NC 27518-8678

Mortgage

Document Number	175292239
Date	Aug 2, 2019
Book Page	017529/002239

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAKE NC
Recording Date	Jun 8, 2017
Property Address	1004 REGENCY COTTAGE PL, CARY, NC 27518-8678
Book / Page	016807 / 000882
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11710 PLAZA AMERICA DR #1100 RESTON VA 201904771, 1100, RESTON, VA 20190-4771
Investor	Possibly a Property Investor

Mortgage

Document Number	168070882
Date	Jun 8, 2017
Book Page	016807/000882

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1750 H ST NW # 400MAC, WASHINGTON, DC 20006

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,580.00	$455,170 Land $110,000 Building $345,170	$455,170 Land $110,000 Building $345,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Regency Cottage Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Regency Cottage Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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