1004 Potters Bluff Rd, Monroe, NC 28110 Property Records

Union County property record for 1004 Potters Bluff Rd, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,886 sqft · built 2002
Lot Size	0.846 acres (36,852 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Dec 2021)
Tax Bill	$3,330 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-006-114`

Property Details

APN / Parcel Number

Primary APN	`06-006-114`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,886 sqft Living Area
Gross Area	3,590 sqft
1st Floor Area	1,399 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	36,852 sqft (0.846 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1004 POTTERS BLUFF RD
City	MONROE
State	NC
Zip	28110-7679
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 WESLE
Legal Description	#3 POTTERS BLUFF OPCG212
Legal Subdivision	POTTERS BLUFF
Legal Lot Number	3
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2011
Census Tract	20308

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 POTTERS BLUFF RD, MONROE, NC 28110-7679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Oct 26, 2012 · Amount on Record
Deed Document Number	202157314
Deed Book / Page	8334 / 759
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 6, 2021
Property Address	1004 POTTERS BLUFF RD, MONROE, NC 28110-7679
Document Number	0008334759
Book / Page	8334 / 759
Map Reference	CAB G FILE 212
Instrument Date	Dec 6, 2021
Instrument	57314
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2316 LAUREL VALLEY WAY, 2316, RALEIGH, NC 27604-8510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 POTTERS BLUFF RD, MONROE, NC 28110-7679

Mortgage

Document Number	0000057315
Date	Dec 6, 2021
Instrument	57315

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Dec 5, 2028
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.5%
Index	1-Year CMT
Margin	1
Max Rate	8.5%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$683,700 (-) Land $121,700 Building $562,000	$683,700 (-) Land $121,700 Building $562,000
2025	$3,330.00 (+33.31%)	$683,700 (+74.68%) Land $121,700 Building $562,000	$683,700 (+74.68%) Land $121,700 Building $562,000
2023	$2,498.00	$391,400 Land $79,000 Building $312,400	$391,400 Land $79,000 Building $312,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Comporium, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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