1004 Plateau St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1004 Plateau St, Elsmere, KY 41018 · Last verified December 2025

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 1990
Square Footage2,032 sqft Finished Area
Lot Size9,583 sqft (0.219 acres)
Last Sale$195,000 (2022)
Tax Bill$2,962.00 (2025)

Property Details

APN / Parcel Number

Primary APN016-10-00-002.00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths2 Partial Baths
Building Area2,032 sqft Finished Area
Stories2 Stories

Exterior

Year BuiltBuilt 1990
Exterior MaterialBrick Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.219 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0161000002.00
Street Address1004 PLATEAU ST
CityELSMERE
StateKY
Zip41018-2379
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionSOUTH ERLANGER LOTS 1190-1191 & W PT LOTS 1180-1189 0.22 ACS SWS PLATEAU AVE
Legal SubdivisionSOUTH ERLANGER
Legal Lot Number91,1180
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup3
Census Block3018
Census Tract65600

Owner

Source: Kenton County records · APN 016-10-00-002.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2391 PRESERVATION WAY, FLORENCE, KY 41042-7880
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2022Deed, Transfer · Line of Credit
UNIVERSITY OF KENTUCKY FCU
May 10, 2021Deed, Transfer · Federal Housing Administration (FHA) Mortgage
US BANK NA
Aug 03, 2017Warranty Deed, Transfer · Conventional Mortgage
CENTRAL BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 13, 2022 · Amount on Record
Deed SaleJun 13, 2022 · Amount on Record
Prior SaleMay 10, 2021 · Amount on Record
Deed Doc Number0000170758
Deed Book / Page170 / 758
Record RefreshedJun 08, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateJun 13, 2022
Property Address1004 PLATEAU ST, ELSMERE, KY 41018-2379
Document Number0005900275
Book / Page170 / 758
Instrument DateMay 24, 2022
Instrument22061305900275
Transaction TypeTransfer
Record UpdatedJan 05, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address660 ACKERLY DR, INDEPENDENCE, KY 41051-9041

Transferred To (Grantee/Buyer)

NameVerified Name
Address2391 PRESERVATION WAY, FLORENCE, KY 41042-7880
InvestorPossibly a Property Investor

Mortgage

Document Number0005900276
DateJun 13, 2022
Book Page379/392
Instrument22061305900276
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueMay 24, 2027

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateMay 10, 2021
Property Address1004 PLATEAU ST, ELSMERE, KY 41018-2379
Document Number0005900205
Book / Page89 / 456
Instrument DateApr 29, 2021
Instrument21051005900205
Transaction TypeTransfer
Record UpdatedJan 05, 2024
Title CompanyACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1247 DONALDSON HWY, ERLANGER, KY 41018-1096

Transferred To (Grantee/Buyer)

NameVerified Name
Address1004 PLATEAU ST, ELSMERE, KY 41018-2379

Mortgage

Document Number0005900206
DateMay 10, 2021
Book Page213/254
Instrument21051005900206
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 03, 2017
Property Address1004 PLATEAU ST, ELSMERE, KY 41018-2379
Document Number0000000103
Book / Page0C6217 / 000033
Instrument DateJul 31, 2017
Instrument103
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$127.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1247 DONALDSON HWY ERLANGER KY 410181096, ERLANGER, KY 41018-1096

Mortgage

Document Number104
DateAug 03, 2017
Book Page0C6217/000036
Instrument104
Lender
NameCENTRAL BK
TypeBank
AddressFAYETTE COUNTY, KY 40507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 02, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,962.00 (+1.33%)$195,000 (-) Land $25,000 Building $170,000$195,000 (-) Land $25,000 Building $170,000
2023$2,923.00$195,000 Land $25,000 Building $170,000$195,000 Land $25,000 Building $170,000

Flood & Wildfire

1004 Plateau St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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