1004 Pine Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 1004 Pine Ridge Rd, Beech Mountain, NC 28604

Property Summary

Property TypeResidential Vacant Land
Lot Size0.35 acres (15,246 sqft)
OwnerCompany Name on Record
Last Sale$320,000 (Sep 2005)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN1941-34-3146-000

Property Details

APN / Parcel Number

Primary APN1941-34-3146-000
Alternative APNs
  • 1610598
  • 1860258

Interior

Plumbing Fixtures8 Plumbing Fixtures

Exterior

Lot Area15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Account Number1860258
Street Address1004 PINE RIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8891
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeBMR2
Legal DescriptionWESTRIDGE AA 432
Legal SubdivisionWESTRIDGE
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1005
Census Tract921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address821 MANCHESTER DR, RALEIGH, NC 27609-5148
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2005 · Amount on Record
Deed SaleSep 6, 2005 · Amount on Record
Prior SaleApr 15, 2005 · Amount on Record
Deed Document Number2005126700
Deed Book / Page1114 / 370
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address1004 PINE RIDGE RD, BEECH MOUNTAIN, NC 28604-8891
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024540669
DateOct 9, 2025
Book Page2454/669
Instrument754315
Lender
NameER TRUCK & EQUIPMENT CORPORATION
TypeNon-Lending Institution
AddressMIAMI, FL 33122
Agreement
AmountAmount Recorded
Term24 Months
DueOct 3, 2027

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$37,500 (-) Land $37,500
2025$37,500 (-) Land $37,500
2024$37,500 Land $37,500
2023$37,500 Land $37,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Pine Ridge Rd

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