1004 Pike St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1004 Pike St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,594 sqft · built 1946
Lot Size	0.175 acres (7,605 sqft)
Owner	Individual Name on File
Last Sale	$346,000 (Jul 2022)
Tax Bill	$3,609 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`068670A000`

Property Details

APN / Parcel Number

Primary APN	`068670A000`
Alternative APN	`6-009C-4362-01-0018.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,594 sqft Living Area
Gross Area	3,636 sqft
1st Floor Area	1,858 sqft
Basement Area	1,190 sqft
Finished Basement	736 sqft
Unfinished Basement	454 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,605 sqft (0.175 acres)
Lot Dimensions	117 ft deep x 65 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	331 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	068670A000
Street Address	1004 PIKE ST
City	SAINT CHARLES
State	MO
Zip	63301-2906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	MORNINGSIDE ADDN BLK 1 LOT 35 & W 15LOT 36 & E PT LOT 34
Legal Subdivision	MORNINGSIDE ADDN
Legal Block	1
Legal Lot Number	18
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	1
Census Block	1005
Census Tract	310501

Owner

1004 Pike St is owned and occupied by an individual who bought it in July 2022.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1004 PIKE ST, SAINT CHARLES, MO 63301-2906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Prior Sale	Aug 21, 2019 · Amount on File
Deed Document Number	202237286
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 5, 2022
Property Address	1004 PIKE ST, SAINT CHARLES, MO 63301-2906
Document Number	0000037286
Map Reference	MB 3 PG 103
Instrument Date	May 6, 2022
Instrument	2022R-037286
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1004 PIKE ST, SAINT CHARLES, MO 63301-2906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 PIKE ST, SAINT CHARLES, MO 63301-2906

Mortgage

Document Number	0000037287
Date	Jul 5, 2022
Instrument	2022R-037287

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Pike St was $3,609.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,621 (-)	$303,269 (-) Land $46,668 Building $256,601
2025	$3,609.00	$57,621	$303,269 Land $46,668 Building $256,601
2023		$54,416
2022			$286,402 Land $35,001 Building $251,401

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1004 Pike St in Zone X, an area of minimal flood risk, though there have been 92 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	92 (1979–2020)
Claims Outside the SFHA	3 of 92
Most Recent Claim	Aug 2020
Claims by Event	Flooding, Jun 2011 · 4 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims Severe Storms & Flooding, Sep 1993 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1004 Pike St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20