St. Charles County property record for 1004 Parc Forest Trl, Saint Charles, MO 63303
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,254 sqft · built 1990 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,697 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Sep 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A913000846 |
| Primary APN | A913000846 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,254 sqft Living Area |
| 1st Floor Area | 1,254 sqft |
| Basement Area | 1,230 sqft |
| Finished Basement | 946 sqft |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Spanish |
| Exterior Material | Brick/Stone |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 30 sqft |
| Patio Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | A913000846 |
|---|---|
| Old Parcel Number | A913000846 |
| Street Address | 1004 PARC FOREST TRL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3691 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | PARC FOREST RESUB 7 UNIT 7-B |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | PARC FOREST RESUB LOT 7 |
| Legal Lot Number | 7B |
| Legal Unit | 7-B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 310901 |
1004 Parc Forest Trl, a condominium, is owner-occupied and held in a trust since October 2025.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1004 PARC FOREST TRL, SAINT CHARLES, MO 63303-3691 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2025 | Beneficiary Deed, Transfer |
| Sep 29, 2020 | Deed of Trust, Mortgage · Line of Credit VANTAGE CU |
| Nov 27, 2019 | Grant Deed, Transfer MORTGAGE SOLUTIONS |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 3, 2025 |
| Transfer Doc | 0000044067 |
| Record Updated | Jun 8, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 3, 2025 |
| Property Address | 1004 PARC FOREST TRL, SAINT CHARLES, MO 63303-3691 |
| Document Number | 0000044067 |
| Map Reference | MB 30 PG 183 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 2025R-044067 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1004 PARC FOREST TRL, SAINT CHARLES, MO 63303-3691 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1004 PARC FOREST TRL, SAINT CHARLES, MO 63303-3691 |
| Document Number | 0000081592 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1004 PARC FOREST TRL #7 ST CHARLES MO 633033691, 7, ST CHARLES, MO 63303-3691 |
| Document Number | 0000081592 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 81592 |
| Name | VANTAGE CU |
|---|---|
| Address | SAINT CHARLES, MO 63304 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 25, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 27, 2019 |
| Property Address | 1004 PARC FOREST TRL, SAINT CHARLES, MO 63303-3691 |
| Document Number | 0071892191 |
| Book / Page | 007189 / 002191 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 682670 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1004 PARC FOREST TRL ST CHARLES MO 633033691, ST CHARLES, MO 63303-3691 |
| Document Number | 71892193 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 007189/002193 |
| Instrument | 682680 |
| Name | MORTGAGE SOLUTIONS |
|---|---|
| Type | Mortgage Company |
| Address | BRIDGETON, MO 63044 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 26, 2049 |
The 2025 property tax bill for 1004 Parc Forest Trl was $2,697.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,697.00 | $46,674 | $245,654 |
| 2023 | $42,726 | ||
| 2022 | $224,874 Building $224,874 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1004 Parc Forest Trl in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 69 (1979–2014) |
| Claims Outside the SFHA | 14 of 69 |
| Most Recent Claim | Jun 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1004 Parc Forest Trl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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