1004 Panama Dr, Modesto, CA 95351 Property Records

Stanislaus County property record for 1004 Panama Dr, Modesto, CA 95351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1925
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Trust Names on File
Last Sale	$80,000 (Nov 2018)
Tax Bill	$3,491 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`030-015-029-000`

Property Details

APN / Parcel Number

Primary APN	`030-015-029-000`
Alternative APNs	`0301529000` `0301529`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Wood
Lot Area	30,928 sqft (0.71 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1004 PANAMA DR
City	MODESTO
State	CA
Zip	95351-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH SCHOOL ACRE LOT 31
Legal Subdivision	HIGH SCHOOL ACRE
Legal Block	3
Legal Lot Number	31
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3004
Census Tract	1500

Owner

1004 Panama Dr is held in a trust since November 2018.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9912 STANISLAUS RIVER DR, OAKDALE, CA 95361-8885
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK OF CENTRAL CA
Apr 7, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK OF CENTRAL CA
Apr 7, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK OF CENTRAL CA
Feb 26, 2021	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY
Dec 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 2, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Dec 8, 2017	Trustee's Deed, Foreclosure WFG NATIONAL-DEFAULT SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2018 · Amount on File
Deed Sale	Nov 2, 2018 · Amount on File
Prior Sale	Dec 8, 2017 · Amount on File
Deed Document Number	201876408
Prior Transfer Date	Dec 6, 2017
Prior Transfer Doc	0000090863
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1004 PANAMA DR, MODESTO, CA 95351-2115
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1772 CHERYL CT, RIPON, CA 95366-9553

Mortgage

Document Number	0000016367
Date	Mar 25, 2026
Instrument	2026-0016367

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1004 PANAMA DR, MODESTO, CA 95351-2115
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033676
Date	Apr 7, 2021
Instrument	2021-0033676

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1004 PANAMA DR, MODESTO, CA 95351-2115
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033677
Date	Apr 7, 2021
Instrument	2021-0033677

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 26, 2021
Property Address	1004 PANAMA DR, MODESTO, CA 95351-2115
Document Number	0000018938
Instrument Date	Feb 17, 2021
Instrument	2021-0018938
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1772 CHERYL CT, RIPON, CA 95366-9553

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 26, 2019
Property Address	1004 PANAMA DR, MODESTO, CA 95351-2115
Document Number	0000091160
Instrument Date	Dec 19, 2019
Instrument	91160
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2400 E CESAR CHAVEZ ST #208 AUSTIN TX 787024638, 208, AUSTIN, TX 78702-4638

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 2, 2018
Property Address	1004 PANAMA DR, MODESTO, CA 95351-2115
Document Number	0000076408
Instrument Date	Oct 22, 2018
Instrument	76408
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$88.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1600 N CARPENTER RD #A1 MODESTO CA 953511185, A1, MODESTO, CA 95351-1185

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 8, 2017
Property Address	1004 PANAMA DR, MODESTO, CA 95351-2115
Document Number	0000090863
Instrument Date	Dec 6, 2017
Instrument	90863
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	WFG NATIONAL-DEFAULT SERVICES

Transaction

Amount	Amount on Record
Tax	$549.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1004 Panama Dr was $3,491, up 1.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,491.00 (+1.1%)	$291,848 (+2%) Land $157,018 Building $134,830
2025	$3,453.00	$286,127 Land $153,940 Building $132,187
2023	$3,255.00 (+2.46%)	$275,018 Land $147,963 Building $127,055
2022	$3,177.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1004 Panama Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Panama Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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