1004 Packard Ave, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 1004 Packard Ave, Kannapolis, NC 28083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,370 sqft · built 1940
Lot Size	0.211 acres (9,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,000 (Aug 2021)
Tax Bill	$1,696 (2023)
Deeds & Mortgages	Jan 2026 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5613 75 9040`

Property Details

APN / Parcel Number

Primary APN	`5613 75 9040`
Alternative APNs	`04040 0107.000000` `148905` `35539`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,370 sqft Living Area
Gross Area	1,706 sqft
1st Floor Area	1,370 sqft
Sunroom	Sunroom
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,150 sqft (0.211 acres)
Lot Dimensions	150 ft deep x 61 ft wide
Driveway	Asphalt Driveway
Driveway Area	600 sqft

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	96 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	148905
Street Address	1004 PACKARD AVE
City	KANNAPOLIS
State	NC
Zip	28083-5048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	P/O LTS 101-103 & 16 CENTERVIEW ADDN BLK K
Legal Subdivision	CENTERVIEW ADD
Legal Block	K
Legal Lot Number	101-103
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3047
Census Tract	40800

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 PACKARD AVE, KANNAPOLIS, NC 28083-5048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 23, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	Sep 13, 2005 · Amount on Record
Deed Book / Page	15430 / 158
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1004 PACKARD AVE, KANNAPOLIS, NC 28083-5048
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001782115
Date	Jan 27, 2026
Book Page	17821/15

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 23, 2021
Property Address	1004 PACKARD AVE, KANNAPOLIS, NC 28083-5048
Document Number	0015430158
Book / Page	15430 / 158
Map Reference	MB 5 PG 2
Instrument Date	Aug 8, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 RIDGECREST DR, 215, KANNAPOLIS, NC 28081-9589

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 PACKARD AVE, KANNAPOLIS, NC 28083-5048

Mortgage

Document Number	0015430161
Date	Aug 23, 2021
Instrument	15430/161

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,680 (-) Land $40,000 Building $169,680
2025		$209,680 (+69.33%) Land $40,000 Building $169,680
2024			$209,680 (+69.33%) Land $40,000 Building $169,680
2023	$1,696.00	$123,830 Land $22,000 Building $101,830	$123,830 Land $22,000 Building $101,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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