Schenectady County and Schenectady City property record for 1004 Ostrander Pl, Schenectady, NY 12303
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 7,965 sqft · built 1984 |
| Lot Size | 0.153 acres (6,655 sqft) |
| Owner | Company Name on Record |
| Last Sale | $675,000 (Nov 2024) |
| Tax Bill | $10,692 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.63-5-1 |
| Primary APN | 421500 49.63-5-1 |
|---|---|
| Alternative APN |
|
| Units | 6 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 7,965 sqft Gross Area |
| Basement Area | 2,655 sqft |
| Unfinished Basement | 2,655 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 6,655 sqft (0.153 acres) |
| Lot Dimensions | 89 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 1,214 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1004 OSTRANDER PL |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1261 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 03 - MULTI |
| Legal Description | CHRISLER MAP GORE 3 WOOD |
| Legal Block | 5 |
| Legal Lot Number | 1.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 21600 |
Source: Schenectady County and Schenectady City records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1048 TIMOTHY LN, SCHENECTADY, NY 12309-1618 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NUMARK CREDIT UNION |
| Nov 25, 2024 | Warranty Deed, Transfer · Commercial Mortgage SUNMARK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2024 · Amount on Record |
| Deed Sale | Nov 25, 2024 · Amount on Record |
| Prior Sale | Apr 30, 2004 · Amount on Record |
| Deed Document Number | 202471226 |
| Deed Book / Page | 2142 / 756 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 15, 2026 |
| Property Address | 1004 OSTRANDER PL, SCHENECTADY, NY 12303-1261 |
| Document Number | 0000013560 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 202613560 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SHAKER ABSTRACT AND TITLE LLC, SHAKER ABSTRACT & TITLE |
| Name | Verified Name |
|---|---|
| Address | 1048 TIMOTHY LN, SCHENECTADY, NY 12309-1618 |
| Document Number | 0000013560, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202613560 |
| Name | NUMARK CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 15, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 25, 2024 |
| Property Address | 1004 OSTRANDER PL, SCHENECTADY, NY 12303-1261 |
| Document Number | 0000071226 |
| Book / Page | 2142 / 756 |
| Instrument Date | Nov 14, 2024 |
| Instrument | 202471226 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | SHAKER ABSTRACT AND TITLE LLC, SHAKER ABSTRACT & TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 NORTH ST, DELMAR, NY 12054-1018 |
| Name | Verified Name |
|---|---|
| Address | 1048 TIMOTHY LN, NISKAYUNA, NY 12309-1618 |
| Document Number | 0000071227 |
|---|---|
| Date | Nov 25, 2024 |
| Instrument | 202471227 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 15, 2034 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,692.00 (+0.97%) | $257,500 (-) Land $20,600 Building $236,900 | $426,395 (+30.82%) Land $34,112 Building $392,283 |
| 2023 | $257,500 (-) Land $20,600 Building $236,900 | $325,949 (+3.8%) Land $26,076 Building $299,873 | |
| 2022 | $257,500 Land $20,600 Building $236,900 | $314,024 Land $25,122 Building $288,902 | |
| 2021 | $10,589.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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