St. Charles County property record for 1004 Osage St, Saint Charles, MO 63301
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 1,896 sqft · built 1950 |
| Lot Size | 0.19 acres (8,280 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $162,000 (Nov 2020) |
| Tax Bill | $2,231 (2025) |
| Deeds & Mortgages | Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 076650A000 |
| Primary APN | 076650A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,896 sqft Living Area |
| Gross Area | 3,696 sqft |
| 1st Floor Area | 1,896 sqft |
| Basement Area | 1,800 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,280 sqft (0.19 acres) |
| Lot Dimensions | 92 ft deep x 90 ft wide |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 076650A000 |
|---|---|
| Street Address | 1004 OSAGE ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2316 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | AF2 |
| Legal Description | POWELL TERR ADDN LOT 39 |
| Legal Subdivision | POWELL TERR ADDN |
| Legal Lot Number | 39 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 310501 |
1004 Osage St, a duplex, is owned by a company that bought it in November 2020.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3297 PRINCIPIA AVE, SAINT CHARLES, MO 63301-5723 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2020 · Amount on File |
| Deed Sale | Nov 4, 2020 · Amount on File |
| Prior Sale | Oct 1, 2014 · Amount on File |
| Deed Document Number | 202063 |
| Prior Transfer Date | Nov 2, 2020 |
| Prior Transfer Doc | 0000000063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 4, 2020 |
| Property Address | 1004 OSAGE ST, SAINT CHARLES, MO 63301-2316 |
| Document Number | 0000085063 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 85063 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2021 |
| Title Company | TRUE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3321 CLUBHOUSE DR EDINBURG TX 785421536, EDINBURG, TX 78542-1536 |
The 2025 property tax bill for 1004 Osage St was $2,231, up 8.2% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,422 (-) | $186,432 (-) Land $45,000 Building $141,432 | |
| 2025 | $2,231.00 (+8.2%) | $35,422 | $186,432 Land $45,000 Building $141,432 |
| 2024 | $2,062.00 | ||
| 2023 | $31,940 | ||
| 2022 | $168,104 Land $45,000 Building $123,104 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1004 Osage St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1004 Osage St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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