1004 Oak St, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 1004 Oak St, Palmer, MA 01069

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (May 2021)
Tax Bill$2,884 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNPALM M:55 B:27

Property Details

APN / Parcel Number

Primary APNPALM M:55 B:27
Alternative APN
  • M:0055 L:000027

Exterior

Lot Area12,632 sqft (0.29 acres)
Total Buildings2 Buildings

Location & Zoning

Street Address1004 OAK ST
CityPALMER
StateMA
Zip01069-1826
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeTR
Legal Block27
JurisdictionPALMER MA
Township / Civil DivisionPALMER TOWN
Census Block Group2
Census Block2009
Census Tract810100

Owner

1004 Oak St, a residential property, is owned by an individual who bought it in May 2021.

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address220 ELM ST, EAST LONGMEADOW, MA 01028-1233
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2021 · Amount on File
Deed SaleMay 5, 2021 · Amount on File
Prior SaleJan 31, 2001 · Amount on File
Deed Document Number202130800
Record UpdatedOct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPALMER MA
Recording DateMay 5, 2021
Property Address1004 OAK ST, PALMER, MA 01069-1826
Document Number023865-597
Book / Page23865 / 597
Instrument DateMay 5, 2021
Instrument30800
Transaction TypeTransfer
Record UpdatedMar 28, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 ELM ST, E LONGMEADOW, MA 01028-1233

Mortgage

Document Number0000030801
DateMay 5, 2021
Instrument30801
Lender
NameMONSON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Oak St was $2,884, up 7.2% from the year before.

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityPalmer Town City
Unified School DistrictPalmer School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,884.00 (+7.21%)$158,900 (+10.27%) Land $53,700 Building $105,200$234,460 (+8.01%)
2024$2,690.00 (-2.61%)$144,100 (+1.41%) Land $48,800 Building $95,300$217,075
2023$2,762.00$142,100 Land $48,800 Building $93,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALMER WATER DISTRICT NO.1
serves 4,789 people · EPA ID MA1227000
Water SourceSurface water
Last State InspectionMar 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
not recorded as resolved · Jan 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number