1004 N Spruce St, Harrison, AR 72601 Property Records

Boone County property record for 1004 N Spruce St, Harrison, AR 72601

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,105 sqft
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$243,000 (Jun 2026)
Tax Bill	$787 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`825-01462-000`

Property Details

APN / Parcel Number

Primary APN	`825-01462-000`
Alternative APNs	`23611.0` `23611`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,105 sqft Living Area
Gross Area	2,266 sqft
1st Floor Area	1,105 sqft
Basement Area	1,129 sqft
Flooring	Wood

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Aluminum
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Glass Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1004 N SPRUCE ST
City	HARRISON
State	AR
Zip	72601-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 3B & 4A
Legal Range	20
Legal Township	18
Legal Section	04
Legal Subdivision	HOLT PARADISE
Legal Block	10
Legal Lot Number	3B-4A
Jurisdiction	BOONE AR
Township / Civil Division	NORTH HARRISON
Census Block Group	2
Census Block	2017
Census Tract	790502

Owner

1004 N Spruce St is owned and occupied by an individual who bought it in June 2026.

Source: Boone County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1004 N SPRUCE ST, HARRISON, AR 72601-2732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 29, 2026	Warranty Deed, Transfer LENDERS TITLE COMPANY
Dec 10, 2019	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Jun 29, 2026 · Amount on File
Deed Document Number	20263903
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE AR
Recording Date	Jun 29, 2026
Property Address	1004 N SPRUCE ST, HARRISON, AR 72601-2732
Document Number	0000003899
Instrument Date	Jun 24, 2026
Instrument	20263899
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,327.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 6TH ST, WALDEN, CO 80480-5023

Mortgage

Document Number	0000003900,
Date	Jun 29, 2026
Instrument	20263900

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE AR
Recording Date	Jun 29, 2026
Property Address	1004 N SPRUCE ST, HARRISON, AR 72601-2732
Document Number	0000003903
Instrument Date	Jun 24, 2026
Instrument	20263903
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$80,991.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 N SPRUCE ST, HARRISON, AR 72601-2732

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE AR
Recording Date	Dec 10, 2019
Property Address	1004 N SPRUCE ST, HARRISON, AR 72601-2732
Document Number	2019006755
Map Reference	MB 1-280
Instrument Date	Dec 10, 2019
Instrument	2019006755
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1838 BUNKER RD, 1838, HARRISON, AR 72601-7551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 N SPRUCE ST, HARRISON, AR 72601-2732

Mortgage

Document Number	2019006756
Date	Dec 10, 2019
Instrument	2019006756

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1004 N Spruce St was $787.

Source: Boone County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Boone County
Municipality	Harrison City
Unified School District	Harrison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$787.00	$15,440 Land $1,600 Building $13,840	$77,200 Land $8,000 Building $69,200
2023	$787.00	$15,440 Land $1,600 Building $13,840	$77,200 Land $8,000 Building $69,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1004 N Spruce St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1982–2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2017 · 2 claims Severe Storms, Tornadoes, And Associated Flooding, Apr 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 N Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON WATERWORKS serves 17,455 people · EPA ID AR0000062
Water Source	Purchased surface water from CARROLL-BOONE WATER DISTRICT
Last State Inspection	Feb 2024
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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