1004 N River Rd, Lavaca, AR 72941 Property Records

Sebastian County property record for 1004 N River Rd, Lavaca, AR 72941

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,830 sqft · built 1987
Lot Size2.05 acres (89,298 sqft)
OwnerIndividual Name on Record
Last Sale$202,000 (Jun 2020)
Tax Bill$1,116 (2025)
Deeds & MortgagesDec 2024 Line of Credit
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN69359-0050-00000-06

Property Details

APN / Parcel Number

Primary APN69359-0050-00000-06
Alternative APN
  • 73237

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,830 sqft Living Area
1st Floor Area1,830 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Exterior MaterialWood
Construction TypeFrame
Foundation TypeClosed Piers
Roof TypeGable
Roof MaterialFiberglass
Lot Area89,298 sqft (2.05 acres)

Exterior Amenities

PorchOpen Porch
Porch Area462 sqft
Deck Area25 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number73237
Street Address1004 N RIVER RD
CityLAVACA
StateAR
Zip72941-3420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT S 1/2 N 1/2 SE, PT N 1/2 S 1/2 SE
Legal Range30
Legal Township08
Legal Section28
Legal SubdivisionACREAGE-LAVACA
JurisdictionSEBASTIAN AR
Township / Civil Division1
Census Block Group2
Census Block2017
Census Tract10101

Owner

Source: Sebastian County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1004 N RIVER RD, LAVACA, AR 72941-3420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2024Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF FORT SMITH
Jun 15, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRSTAR BANK NA
May 3, 2019Warranty Deed, Transfer · Commercial Mortgage
UNITED BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2020 · Amount on Record
Deed SaleJun 15, 2020 · Amount on Record
Prior SaleMay 3, 2019 · Amount on Record
Deed Document Number2020-013207
Deed Book / Page2020 / 13207
Record UpdatedJun 8, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEBASTIAN AR
Property Address1004 N RIVER RD, LAVACA, AR 72941-3420
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1004 N RIVER RD, LAVACA, AR 72941-3420

Mortgage

Document Number0202425710
DateDec 16, 2024
Instrument2024-25710
Lender
NameFIRST NATIONAL BANK OF FORT SMITH
TypeBank
AddressFORT SMITH, AR 72902
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueDec 24, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEBASTIAN AR
Recording DateJun 15, 2020
Property Address1004 N RIVER RD, LAVACA, AR 72941-3420
Document Number2020G13207
Instrument DateJun 12, 2020
Instrument2020G-13207
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyWESTERN ARKANSAS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$666.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1004 N RIVER RD, LAVACA, AR 72941-3420

Transferred To (Grantee/Buyer)

NameVerified Name
Address1004 N RIVER RD, LAVACA, AR 72941-3420
InvestorPossibly a Property Investor

Mortgage

Document Number2020G13208
DateJun 15, 2020
Instrument2020G-13208
Lender
NameFIRSTAR BANK NA
TypeBank
AddressFORT SMITH, AR 72903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEBASTIAN AR
Recording DateMay 3, 2019
Property Address1004 N RIVER RD, LAVACA, AR 72941-3420
Document Number2019G09365
Instrument DateMay 3, 2019
Instrument2019G-09365
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyWESTERN AR TITLE SERVICES, WESTERN ARKANSAS TITLE SVCS

Transaction

AmountAmount Recorded
Tax$165.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 292, LAVACA, AR 72941-0292

Transferred To (Grantee/Buyer)

NameVerified Name
Address1223 N VIEWPOINT DR, FAYETTEVILLE, AR 72701-2539
InvestorPossibly a Property Investor

Mortgage

Document Number2019G09366
DateMay 3, 2019
Instrument2019G-09366
Lender
NameUNITED BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term9 Months
DueFeb 3, 2020

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountySebastian County
MunicipalityLavaca City
Unified School DistrictLavaca Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,116.00 (+74.92%) Homeowner's exemption$31,227 (+62.73%) Land $6,100 Building $25,127$156,135 (+62.73%) Land $30,500 Building $125,635
2023$638.00 Homeowner's exemption$19,190 Land $4,680 Building $14,510$95,950 Land $23,400 Building $72,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims16 (1990–2019)
Claims Outside the SFHA3 of 16
Most Recent ClaimAug 2019 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2019 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 5 claims
  • Severe Storms & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 96% of Arkansas
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAVACA WATERWORKS
serves 3,650 people · EPA ID AR0000510
Water SourcePurchased surface water from FRANKLIN-SEBASTIAN PWA
Last State InspectionSep 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Dobson Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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