1004 N Pearl St, Crestview, FL 32536 Property Records

Okaloosa County property record for 1004 N Pearl St, Crestview, FL 32536

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,716 sqft · built 1951
Lot Size0.334 acres (14,558 sqft)
Owner2 Individual Names on File
Tax Bill$228 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNC56-000-595-5456-8

Property Details

APN / Parcel Number

Primary APNC56-000-595-5456-8
Alternative APN
  • 17-3N-23-2490-0025-0110

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,716 sqft Heated Area
Gross Area2,160 sqft
1st Floor Area1,716 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1951
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialWood
Lot Area14,558 sqft (0.334 acres)
Lot Width50 ft Width
Garage TypeFinished
Garage Area312 sqft
PorchOpen Porch
Porch Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1004 N PEARL ST
CityCRESTVIEW
StateFL
Zip32536-2632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRESTVIEW LOTS 11 & 12 BLK 25
Legal Range23
Legal Township03N
Legal Section17
Legal SubdivisionCRESTVIEW
Legal Block25
Legal Lot Number11,12 12
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group4
Census Block4010
Census Tract20500

Owner

1004 N Pearl St is owned and occupied by two individuals who acquired it in August 2003.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address1004 N PEARL ST, CRESTVIEW, FL 32536-2632
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2003
Deed SaleAug 13, 2003
Deed Document Number2044093
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Recording DateAug 24, 2026
Property Address1004 N PEARL ST, CRESTVIEW, FL 32536-2632
Document Number0003834684
Instrument DateAug 18, 2026
Instrument20263834684
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1004 N PEARL ST, CRESTVIEW, FL 32536-2632

Mortgage

Document Number0003834684,
DateAug 24, 2026
Instrument20263834684
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1004 N Pearl St was $228 with exemptions applied.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$228.00 Homeowner's exemption Widower's exemption Additional exemption filed$72,342$120,452 Land $22,299 Building $98,153
2023$423.00 (-13.5%) Homeowner's exemption Widower's exemption$68,255 (+3%)$124,395 (+6.45%) Land $18,945 Building $105,450
2022$489.00 Homeowner's exemption Widower's exemption$66,267$116,856 Land $17,706 Building $99,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 N Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 N Pearl St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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