1004 N 3rd St, Montevideo, MN 56265 Property Records

Chippewa County property record for 1004 N 3rd St, Montevideo, MN 56265

Property Summary

Property Type	Single Family Home
Details	built 1949
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$109,000 (Dec 2018)
Tax Bill	$2,492 (2026)
Deeds & Mortgages	Nov 2020 Refinance Dec 2018 Sale & Mortgage + 1 more
APN	`70-480-0160`

Property Details

APN / Parcel Number

Primary APN	`70-480-0160`
Alternative APN	`23398`

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Account Number	23398
Street Address	1004 N 3RD ST
City	MONTEVIDEO
State	MN
Zip	56265-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDOMS 2ND ADDITION LOT 6 & N 10 FT LOT 7 BLOCK 1
Legal Subdivision	WINDOMS 2ND ADDITION
Legal Block	1
Legal Lot Number	6-7
Jurisdiction	CHIPPEWA MN
Township / Civil Division	MONTEVIDEO
Census Block Group	1
Census Block	1042
Census Tract	950602

Owner

Source: Chippewa County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1004 N 3RD ST, MONTEVIDEO, MN 56265-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance OLD NATIONAL BANK
Dec 6, 2018	Warranty Deed, Transfer OLD NATIONAL BANK
Jan 16, 2018	Deed of Trust, Mortgage · Line of Credit MINNWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2018 · Amount on Record
Deed Sale	Dec 6, 2018 · Amount on Record
Deed Document Number	2018302925
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	1004 N 3RD ST, MONTEVIDEO, MN 56265-1319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000307876
Date	Nov 24, 2020
Instrument	A000307876

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA MN
Recording Date	Dec 6, 2018
Property Address	1004 N 3RD ST, MONTEVIDEO, MN 56265-1319
Document Number	A000302925
Instrument Date	Oct 5, 2018
Instrument	A000302925
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 N 3RD ST, MONTEVIDEO, MN 56265-1319

Mortgage

Document Number	A000302926
Date	Dec 6, 2018
Instrument	A000302926

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	1004 N 3RD ST, MONTEVIDEO, MN 56265-1319
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, A000300728
Date	Jan 16, 2018
Instrument	A000300728

Lender

Name	MINNWEST BANK
Type	Bank
Address	MONTEVIDEO, MN 56265

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 18, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chippewa County
Municipality	Montevideo City
Unified School District	Montevideo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,492.00 (+16.01%)
2025		$163,700 (-4.38%) Land $5,800 Building $157,900	$163,700 (-4.38%) Land $5,800 Building $157,900
2023		$171,200 Land $5,800 Building $165,400	$171,200 Land $5,800 Building $165,400
2022	$2,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Montevideo serves 5,337 people · EPA ID MN1120004
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Verizon.

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