1004 N 1st St, Temple, TX 76501 Property Records

Bell County property record for 1004 N 1st St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 1940
Lot Size	0.202 acres (8,800 sqft)
Owner	Company Name on Record
Tax Bill	$3,923 (2025)
Deeds & Mortgages	Oct 2019 Loan Modification Apr 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0089950000`

Property Details

APN / Parcel Number

Primary APN	`0089950000`
Alternative APNs	`747528` `55505`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,648 sqft Living Area
1st Floor Area	1,264 sqft
Upper Floors Area	384 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1004 N 1ST ST
City	TEMPLE
State	TX
Zip	76501-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	NORTH PARK, BLOCK 024, LOT 0007
Legal Subdivision	NORTH PARK
Legal Block	24
Legal Lot Number	7
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3021
Census Tract	20500

Owner

Source: Bell County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2315 S LOOP 121, BELTON, TX 76513-3302
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Loan Modification, Mortgage FIRST TX BK
Apr 18, 2018	Loan Modification, Mortgage FIRST TX BK/LUBBOCK
Apr 18, 2017	Loan Modification, Mortgage · Line of Credit FIRST TX BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2012
Deed Sale	Feb 17, 2012
Prior Sale	Apr 14, 2011 · Amount on Record
Deed Document Number	20126207
Prior Transfer Date	Apr 5, 2011
Prior Transfer Doc	0000012376
Record Updated	Oct 29, 2026

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	1004 N 1ST ST, TEMPLE, TX 76501-2610
Document Number	0000056990
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2315 S LOOP 121 BELTON TX 765133302, BELTON, TX 76513-3302

Mortgage

Document Number	0000056990
Date	Dec 13, 2019
Instrument	56990

Lender

Name	FIRST TX BK
Type	Bank
Address	KILLEEN, TX 76547

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 12, 2020

Interest

Rate	18%

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	1004 N 1ST ST, TEMPLE, TX 76501-2610
Document Number	0000019316
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2315 S LOOP 121 BELTON TX 765133302, BELTON, TX 76513-3302

Mortgage

Document Number	0000019316
Date	May 14, 2018
Instrument	19316

Lender

Name	FIRST TX BK/LUBBOCK
Type	Bank
Address	KILLEEN, TX 76547

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 13, 2019

Interest

Rate	5.75%

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	1004 N 1ST ST, TEMPLE, TX 76501-2610
Document Number	0000020591
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 5, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2315 S LOOP 121 BELTON TX 765133302, BELTON, TX 76513-3302

Mortgage

Document Number	0000020591
Date	May 22, 2017
Instrument	20591

Lender

Name	FIRST TX BK
Type	Bank
Address	KILLEEN, TX 76547

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 21, 2018

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,923.00 (+20.34%)	$150,949 (+6.16%) Land $22,880 Building $128,069	$150,949 (+6.16%) Land $22,880 Building $128,069
2023	$3,260.00 (+1.21%)	$142,196 Land $20,944 Building $121,252	$142,196 Land $20,944 Building $121,252
2022	$3,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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