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1004 Mount Carmel Rd, Bloomington, IL 61705 Property Records

McLean County property record for 1004 Mount Carmel Rd, Bloomington, IL 61705

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,874 sqft
Lot Size0.198 acres (8,625 sqft)
Owner2 Individual Names on File
Last Sale$661,500 (Dec 2025)
Deeds & MortgagesJul 2025 Construction Loan
Dec 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN22-09-302-027

Property Details

APN / Parcel Number

Primary APN22-09-302-027

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,874 sqft Living Area
Gross Area4,725 sqft
1st Floor Area1,697 sqft
Basement Area801 sqft
Finished Basement801 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions115 ft deep x 75 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area851 sqft
Parking Spaces3 Parking Spaces
PorchOpen Frame Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1004 MOUNT CARMEL RD
CityBLOOMINGTON
StateIL
Zip61705-7121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionTHE GROVE ON KICKAPOO CREEK 9TH ADD LOT 664
Legal SubdivisionKICKAPOO CREEK
Legal Lot Number664
JurisdictionMCLEAN IL
Township / Civil DivisionOLD TOWN
Census Block Group1
Census Block1040
Census Tract5401

Owner

1004 Mount Carmel Rd is owned and occupied by two individuals who bought it in December 2025.

Source: McLean County records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address1004 MOUNT CARMEL RD, BLOOMINGTON, IL 61705-7121
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2025Deed of Trust, Mortgage · Construction Mortgage
INB NATIONAL ASSOCIATION
Dec 3, 2025Warranty Deed, Transfer · Conventional Mortgage
PRAIRIE STATE BANK & TRUST
Jun 4, 2025Quit Claim Deed, Transfer
Quitclaim
Apr 7, 2025Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 7, 2025Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2025 · Amount on File
Deed SaleDec 3, 2025 · Amount on File
Deed Document Number202517296
Prior Transfer DateMar 31, 2025
Prior Transfer Doc0000004487
Record UpdatedSep 20, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1004 MOUNT CARMEL RD, BLOOMINGTON, IL 61705-7121
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202500009677
DateJul 16, 2025
Instrument2025-00009677
Lender
NameINB NATIONAL ASSOCIATION
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateDec 3, 2025
Property Address1004 MOUNT CARMEL RD, BLOOMINGTON, IL 61705-7121
Document Number202500017296
Map ReferenceDOC 2024-00017939
Instrument DateNov 12, 2025
Instrument2025-00017296
Transaction TypeTransfer
Record UpdatedApr 13, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$661.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1004 MOUNT CARMEL RD, BLOOMINGTON, IL 61705-7121

Mortgage

Document Number202500017297
DateDec 3, 2025
Instrument2025-00017297
Lender
NamePRAIRIE STATE BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueDec 1, 2035

June 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLEAN IL
Recording DateJun 4, 2025
Property Address1004 MOUNT CARMEL RD, BLOOMINGTON, IL 61705-7121
Document Number202500007394
Map ReferenceDOC 2024-00017939
Instrument DateMay 30, 2025
Instrument2025-00007394
Transaction TypeTransfer
Record UpdatedApr 13, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1709 TULLAMORE AVE STE B, B, BLOOMINGTON, IL 61704-9603

April 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLEAN IL
Recording DateApr 7, 2025
Property Address1004 MOUNT CARMEL RD, BLOOMINGTON, IL 61705-7121
Document Number202500004487
Map ReferenceDOC 2024-00017939
Instrument DateMar 31, 2025
Instrument2025-00004487
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1709 TULLAMORE AVE STE B, B, BLOOMINGTON, IL 61704-9603

April 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLEAN IL
Recording DateApr 7, 2025
Property Address1004 MOUNT CARMEL RD, BLOOMINGTON, IL 61705-7121
Document Number202500004488
Map ReferenceDOC 2024-00017939
Instrument DateMar 31, 2025
Instrument2025-00004488
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1709 TULLAMORE AVE STE B, B, BLOOMINGTON, IL 61704-9603

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$1,157 Land $1,157$3,471 Land $3,471

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1004 Mount Carmel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Mount Carmel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Watch TV
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
Wireless Data Net
Fixed Wireless		100 / 20

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