1004 Midvale Ave, Mount Airy, MD 21771 Property Records

Frederick County property record for 1004 Midvale Ave, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,382 sqft · built 1993
Lot Size	0.37 acres (16,150 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (May 2019)
Tax Bill	$4,777 (2023)
Deeds & Mortgages	Feb 2018 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-392909`

Property Details

APN / Parcel Number

Primary APN	`18-392909`
Alternative APN	`392909`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,382 sqft Total Area
1st Floor Area	710 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1993
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,150 sqft (0.37 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	960 sqft
Porch	Open Porch
Porch Area	112 sqft
Deck Area	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	392909
Street Address	1004 MIDVALE AVE
City	MOUNT AIRY
State	MD
Zip	21771-5521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 6 SEC 1 PLAT 2 16,150 SQ. FT. SUMMERWOOD
Legal Subdivision	SUMMERWOOD
Legal Lot Number	6
Jurisdiction	FREDERICK MD
Township / Civil Division	18, WOODVILLE
Census Block Group	2
Census Block	2003
Census Tract	752001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1004 Midvale Ave is owned and occupied by an individual who bought it in May 2019.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1004 MIDVALE AVE, MOUNT AIRY, MD 21771-5521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
May 6, 2019	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on File
Deed Sale	May 6, 2019 · Amount on File
Prior Sale	Apr 12, 2000 · Amount on File
Deed Document Number	0012951217
Deed Book / Page	12951 / 217
Record Updated	Jun 7, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1004 MIDVALE AVE, MOUNT AIRY, MD 21771-5521
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122700418
Date	Feb 8, 2018
Book Page	12270/0418

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1004 MIDVALE AVE, MOUNT AIRY, MD 21771-5521
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CAPITOL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139200497
Date	Jul 24, 2020
Book Page	13920/497

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1004 MIDVALE AVE, MOUNT AIRY, MD 21771-5521
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CAPITOL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140390195
Date	Sep 3, 2020
Book Page	14039/195

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2050

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 6, 2019
Property Address	1004 MIDVALE AVE, MOUNT AIRY, MD 21771-5521
Document Number	0129510217
Book / Page	12951 / 0217
Map Reference	MB 50 PG 19
Instrument Date	Apr 30, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1004 MIDVALE AVE, MOUNT AIRY, MD 21771-5521

Mortgage

Document Number	129510223
Date	May 6, 2019
Instrument	12951/0223

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Mount Airy Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,777.00 Homeowner's exemption	$351,867	$362,900 Land $120,900 Building $242,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Midvale Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Midvale Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNT AIRY serves 9,890 people · EPA ID MD0060007
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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