1004 Middleton St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 1004 Middleton St, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,764 sqft · built 2005
Owner	Individual Name on File
Last Sale	$465,000 (Nov 2024)
Tax Bill	$1,159 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`3A3-2-05B-15`

Property Details

APN / Parcel Number

Primary APN	`3A3-2-05B-15`
Alternative APN	`25636`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,764 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	25636
Street Address	1004 MIDDLETON ST
City	COLONIAL BEACH
State	VA
Zip	22443-1848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BK 05B DB 985 PG 515
Legal Subdivision	TOWN OF COL BCH
Legal Block	5B
Legal Lot Number	15
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1013
Census Tract	10402

Owner

1004 Middleton St is owned and occupied by an individual who bought it in November 2024.

Source: Westmoreland County records, as of April 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1004 MIDDLETON ST, COLONIAL BEACH, VA 22443-1848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Aug 5, 2021	Warranty Deed, Transfer LAWYERS TITLE, LAWYERS TITLE/WESTMORELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2024 · Amount on File
Deed Sale	Nov 8, 2024 · Amount on File
Prior Sale	Aug 5, 2021 · Amount on File
Deed Book / Page	985 / 515
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	1004 MIDDLETON ST, COLONIAL BEACH, VA 22443-1848
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	TERRY TITLE, TERRYS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 MIDDLETON ST, COLONIAL BEACH, VA 22443-1848

Mortgage

Document Number	01001/2459
Date	Mar 27, 2026
Book Page	1001/2459

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Aug 5, 2021
Property Address	1004 MIDDLETON ST, COLONIAL BEACH, VA 22443-1848
Document Number	09460518
Instrument Date	Aug 5, 2021
Instrument	09460518
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	LAWYERS TITLE, LAWYERS TITLE/WESTMORELAND

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 S EAST AVE, BALTIMORE, MD 21224-5034

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Middleton St was $1,159.

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,159.00	$276,100 Land $47,500 Building $228,600	$276,100 Land $47,500 Building $228,600
2023		$276,100 Land $47,500 Building $228,600	$276,100 Land $47,500 Building $228,600
2022	$1,100.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Middleton St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 individual policies
Nearby Flood Policies	53 units insured incl. 33 condo units
Nearby Flood Claims	2 (2006–2021)
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Middleton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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