1004 McDonald Ave, Hamlet, NC 28345 Property Records

Richmond County property record for 1004 McDonald Ave, Hamlet, NC 28345

Property Summary

Property Type	Single Family Home
Details	1 ba · 900 sqft · built 1956
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (May 2023)
Tax Bill	$805 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`748111555134`

Property Details

APN / Parcel Number

Primary APN	`748111555134`
Alternative APNs	`59528301` `2912301`

Interior

Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1968
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	59528301
Street Address	1004 MCDONALD AVE
City	HAMLET
State	NC
Zip	28345-3722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT&HSE FAIRVIEW HGTS
Legal Subdivision	FAIRVIEW HGTS
Jurisdiction	RICHMOND NC
Township / Civil Division	MARKS CREEK
Census Block Group	3
Census Block	3019
Census Tract	970900

Owner

Source: Richmond County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 MCDONALD AVE, HAMLET, NC 28345-3722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 21, 2020	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2023 · Amount on Record
Deed Sale	May 18, 2023 · Amount on Record
Prior Sale	Oct 9, 2008 · Amount on Record
Deed Document Number	2023274000
Deed Book / Page	1966 / 266
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND NC
Recording Date	May 18, 2023
Property Address	1004 MCDONALD AVE, HAMLET, NC 28345-3722
Document Number	001966/266
Book / Page	1966 / 266
Map Reference	MB 1 PG 152
Instrument Date	May 15, 2023
Instrument	274000
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 MCDONALD AVE, HAMLET, NC 28345-3722

Mortgage

Document Number	0000274001
Date	May 18, 2023
Instrument	274001

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	Jun 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year TN
Max Rate	11.4%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NC
Property Address	1004 MCDONALD AVE, HAMLET, NC 28345-3722
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001833/401
Date	Jan 21, 2020
Book Page	1833/401
Instrument	256100

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Richmond County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Richmond County
Municipality	Hamlet City
Unified School District	Richmond County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$805.00 (+52.46%)	$74,854 (+55.6%) Land $8,809 Building $66,045	$74,854 (+55.6%) Land $8,809 Building $66,045
2023	$528.00	$48,106 Land $7,031 Building $41,075	$48,106 Land $7,031 Building $41,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMLET WATER SYSTEM serves 10,635 people · EPA ID NC0377010
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025 Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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