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1004 Main St W, Locust, NC 28097 Property Records

Stanly County property record for 1004 Main St W, Locust, NC 28097

Property Summary

Property TypeCommunity Shopping Center, Mini-Mall
Details10 ba · 45,892 sqft · built 1987
Lot Size5.66 acres (246,550 sqft)
OwnerCompany Name on Record
Last Sale$3,900,000 (Feb 2017)
Tax Bill$44,900 (2026)
Deeds & MortgagesFeb 2017 Sale
Feb 2017 Sale
Flood ZoneZone X (minimal risk)
APN557503005877

Property Details

APN / Parcel Number

Primary APN557503005877
Alternative APNs
  • 1515832
  • 390

Interior

Full Baths10 Baths
Stories1 Story
Building Area45,892 sqft Finished Area
FlooringTile
Interior WallsPlywood

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1995
Exterior MaterialCombination
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area246,550 sqft (5.66 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number1515832
Street Address1004 MAIN ST W
CityLOCUST
StateNC
Zip28097-9774
Property CategoryCommercial
Property TypeCommercial > Retail > Community Shopping Center, Mini-Mall
Local Zoning CodeHC
Legal DescriptionBLDG 1004 W MAIN ST 557503048
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group1
Census Block1013
Census Tract930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1100 E MOREHEAD ST, CHARLOTTE, NC 28204-2815
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2017Grant Deed, Transfer
ATTORNEY ONLY
Feb 8, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2017 · Amount on Record
Deed SaleFeb 8, 2017 · Amount on Record
Prior SaleApr 12, 2006 · Amount on Record
Deed Document Number2017387923
Deed Book / Page1597 / 44
Record UpdatedOct 29, 2026

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANLY NC
Recording DateFeb 8, 2017
Property Address1004 MAIN ST W, LOCUST, NC 28097-9774
Document Number0000387924
Book / Page001597 / 000048
Instrument DateFeb 7, 2017
Instrument387924
Transaction TypeTransfer
Record UpdatedFeb 14, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10312 ANNIE OAKLEY TRL MINT HILL NC 282277648, MINT HILL, NC 28227-7648

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateFeb 8, 2017
Property Address1004 MAIN ST W, LOCUST, NC 28097-9774
Document Number0000387923
Book / Page001597 / 000044
Instrument DateFeb 7, 2017
Instrument387923
Transaction TypeTransfer
Record UpdatedFeb 14, 2017

Transaction

AmountAmount Recorded
Tax$7,800.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10312 ANNIE OAKLEY TRL MINT HILL NC 282277648, MINT HILL, NC 28227-7648

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$44,900.00 (-4.99%)$4,880,520 (+12.57%) Land $1,519,800 Building $3,360,720$4,880,520 (+12.57%) Land $1,519,800 Building $3,360,720
2023$47,257.00$4,335,526 Land $1,245,200 Building $3,090,326$4,335,526 Land $1,245,200 Building $3,090,326

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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