Sherburne County property record for 1004 Main St NW, Elk River, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,216 sqft · built 1880 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $121,900 (Aug 1999) |
| Tax Bill | $3,694 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 75-408-0160 |
| Primary APN | 75-408-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Basement Area | 762 sqft |
| Finished Basement | 762 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
|---|---|
| Porch Area | 128 sqft |
| Patio Area | 492 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 33791 |
|---|---|
| Street Address | 1004 MAIN ST NW |
| City | ELK RIVER |
| State | MN |
| Zip | 55330-1511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLY 120 FT OF LOTS 11 & 12, BLK 1 |
| Legal Range | 26W |
| Legal Township | 33N |
| Legal Section | 33 |
| Legal Subdivision | HOULTONS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 11,12 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ELK RIVER |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 30503 |
1004 Main St NW is owned and occupied by two individuals who bought it in August 1999.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1004 MAIN ST NW, ELK RIVER, MN 55330-1511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 1999 · Amount on File |
| Deed Sale | Aug 3, 1999 · Amount on File |
| Prior Sale | Jul 1, 1996 · Amount on File |
| Deed Document Number | 199948108 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1004 Main St NW was $3,694 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | Elk River City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,000 (-0.48%) Land $97,700 Building $193,300 | $291,000 (-0.48%) Land $97,700 Building $193,300 | |
| 2025 | $3,694.00 | $292,400 Land $97,700 Building $194,700 | $292,400 Land $97,700 Building $194,700 |
| 2023 | $3,760.00 | $291,200 Land $97,700 Building $193,500 | |
| 2021 | $291,200 Land $97,700 Building $193,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1004 Main St NW in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2001–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1004 Main St NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Elk River serves 19,532 people · EPA ID MN1710004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Gateway Fiber.
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