1004 Luzerne St, Luzerne, IA 52257 Property Records

Benton County property record for 1004 Luzerne St, Luzerne, IA 52257

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 1959
Lot Size	0.457 acres (19,940 sqft)
Owner	Individual Name on Record
Tax Bill	$1,196 (2024)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11005550`

Property Details

APN / Parcel Number

Primary APN	`11005550`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,470 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,940 sqft (0.457 acres)
Lot Dimensions	198 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	20 sqft
Deck Area	143 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	1004 LUZERNE ST
City	LUZERNE
State	IA
Zip	52257-9666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 752.5' S 33' W OF NE COR 24 82 12, S 86D44' W 199.4', N 100', N86D44' E 199.4' TO A PT 364.92'S OF RR ROW, S 100' TO BEG
Jurisdiction	BENTON IA
Township / Civil Division	IOWA
Census Block Group	2
Census Block	2048
Census Tract	960600

Owner

Source: Benton County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1004 LUZERNE ST, LUZERNE, IA 52257-9666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2018	Deed of Trust, Mortgage ACADEMY MORTGAGE CORPORATION
Mar 7, 2018	Warranty Deed, Transfer
Mar 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2018
Deed Sale	Mar 7, 2018
Prior Sale	Mar 7, 2018 · Amount on Record
Deed Document Number	E18-0383
Deed Book / Page	18 / 383
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	1004 LUZERNE ST, LUZERNE, IA 52257-9666
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000018/0000000384
Date	Mar 7, 2018
Book Page	0000000018/0000000384
Instrument	E18-0384

Lender

Name	ACADEMY MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Mar 7, 2018
Property Address	1004 LUZERNE ST, LUZERNE, IA 52257-9666
Document Number	18/382
Book / Page	18 / 382
Instrument Date	Mar 2, 2018
Instrument	E18-0382
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 LUZERNE ST, LUZERNE, IA 52257-9666

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Mar 7, 2018
Property Address	1004 LUZERNE ST, LUZERNE, IA 52257-9666
Document Number	18/383
Book / Page	18 / 383
Instrument Date	Jan 17, 2018
Instrument	E18-0383
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 LUZERNE ST, LUZERNE, IA 52257-9666

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Luzerne City
Unified School District	Belle Plaine Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,500 (+21.58%) Land $9,600 Building $96,900	$106,500 (+21.58%) Land $9,600 Building $96,900
2024	$1,196.00 (+10.13%)
2023		$87,600 (+24.26%) Land $9,600 Building $78,000	$87,600 (+24.26%) Land $9,600 Building $78,000
2022	$1,086.00 Homeowner's exemption	$70,500 Land $7,700 Building $62,800
2021			$70,500 Land $7,700 Building $62,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
USA Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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