1004 Lt Congleton Rd, Wilmington, NC 28409 Property Records

New Hanover County property record for 1004 Lt Congleton Rd, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,989 sqft · built 2013
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Feb 2017)
Tax Bill	$2,212 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R07900-003-209-000`

Property Details

APN / Parcel Number

Primary APN	`R07900-003-209-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,989 sqft Living Area
1st Floor Area	1,715 sqft
Basement Area	1,715 sqft
Finished Basement	1,715 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)
Terrain	Low
Garage Area	548 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1004 LT CONGLETON RD
City	WILMINGTON
State	NC
Zip	28409-4470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 86R TARIN WOODS PH 1
Legal Subdivision	TARIN WOODS RECOMB LOTS 85/86
Legal Block	3
Legal Lot Number	86R
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	1
Census Block	1040
Census Tract	12109

Owner

1004 Lt Congleton Rd is owned and occupied by an individual who bought it in February 2017.

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1004 LT CONGLETON RD, WILMINGTON, NC 28409-4470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
Feb 17, 2017	Warranty Deed, Transfer · FHA Mortgage ALPHA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2017 · Amount on File
Deed Sale	Feb 17, 2017 · Amount on File
Prior Sale	Jul 2, 2013 · Amount on File
Deed Document Number	20174963
Deed Book / Page	6037 / 2233
Prior Transfer Date	Jul 16, 2013
Prior Transfer Doc	00575401677
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1004 LT CONGLETON RD, WILMINGTON, NC 28409-4470
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00649301189
Date	Sep 20, 2021
Book Page	6493/1189
Instrument	2021045585

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2046

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Feb 17, 2017
Property Address	1004 LT CONGLETON RD, WILMINGTON, NC 28409-4470
Document Number	0060372233
Book / Page	00603 / 002233
Instrument Date	Feb 10, 2017
Instrument	4963
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1004 LT CONGLETON RD WILMINGTON NC 284094470, WILMINGTON, NC 28409-4470

Mortgage

Document Number	60372235
Date	Feb 17, 2017
Book Page	006037/002235
Instrument	4964

Lender

Name	ALPHA MTG
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Lt Congleton Rd was $2,212, up 20.9% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$571,200 (-) Land $146,600 Building $424,600	$571,200 (-) Land $146,600 Building $424,600
2025	$2,212.00 (+20.94%)	$571,200 Land $146,600 Building $424,600	$571,200 Land $146,600 Building $424,600
2024	$1,829.00 (+0.22%)
2023	$1,825.00 (-0.92%)	$340,400 Land $103,900 Building $236,500	$340,400 Land $103,900 Building $236,500
2022	$1,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Lt Congleton Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 246 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	246 in force
Nearby Flood Claims	34 (1996–2024)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 17 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims Hurricane Fran, Sep 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Lt Congleton Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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