1004 Locust St, Washington, MO 63090 Property Records

Franklin County property record for 1004 Locust St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,231 sqft · built 1976
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$214,100 (Jun 2021)
Tax Bill	$1,473 (2025)
Deeds & Mortgages	Oct 2020 Transfer Oct 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-5-22.0-4-013-198.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-22.0-4-013-198.000`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,231 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Patio Area	144 sqft

Location & Zoning

Street Address	1004 LOCUST ST
City	WASHINGTON
State	MO
Zip	63090-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:16 OLD ORCHARD RV
Legal Range	1W
Legal Township	44N
Legal Section	22
Legal Subdivision	OLD ORCHARD
Legal Lot Number	16
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4018
Census Tract	800201

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1004 LOCUST ST, WASHINGTON, MO 63090-4511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Correction Deed, Transfer NOT AVAILABLE
Oct 28, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jan 2, 2020	Quit Claim Deed, Mortgage CARDINAL FIN'L
Jun 29, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK OF LOUIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Jan 2, 2020 · Amount on Record
Deed Document Number	202112109
Prior Transfer Date	Jun 4, 2001
Prior Transfer Doc	0000012109
Record Updated	Oct 29, 2026

October 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 28, 2020
Property Address	1004 LOCUST ST, WASHINGTON, MO 63090-4511
Document Number	0000018391
Instrument Date	Oct 25, 2020
Instrument	18391
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1004 LOCUST ST WASHINGTON MO 630904511, WASHINGTON, MO 63090-4511

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 28, 2020
Property Address	1004 LOCUST ST, WASHINGTON, MO 63090-4511
Document Number	0000018392
Instrument Date	Oct 9, 2020
Instrument	18392
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1004 LOCUST ST WASHINGTON MO 630904511, WASHINGTON, MO 63090-4511

January 2020: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 2, 2020
Property Address	1004 LOCUST ST, WASHINGTON, MO 63090-4511
Document Number	0000000055
Instrument Date	Dec 17, 2019
Instrument	55
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1004 LOCUST ST WASHINGTON MO 630904511, WASHINGTON, MO 63090-4511

Mortgage

Document Number	56
Date	Jan 2, 2020
Instrument	56

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 29, 2021
Property Address	1004 LOCUST ST, WASHINGTON, MO 63090-4511
Document Number	0002112109
Map Reference	PB M PG 179 & 180
Instrument Date	Jun 4, 2001
Instrument	2112109
Transaction Type	Transfer
Record Updated	Jan 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 LOCUST ST, WASHINGTON, MO 63090-4511

Mortgage

Document Number	0002112110
Date	Jun 29, 2021
Instrument	2112110

Lender

Name	CENTRAL BANK OF LOUIS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,473.00 (+10.84%)	$26,410 (+12.8%)	$139,000 (+12.8%) Land $22,860 Building $116,140
2023	$1,329.00 (+8.93%)	$23,413	$123,230 Land $22,860 Building $100,370
2022	$1,220.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T.

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