1004 Legend Ave, Bonham, TX 75418 Property Records

Fannin County property record for 1004 Legend Ave, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,551 sqft · built 2004
Lot Size	0.414 acres (18,012 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Jul 2024)
Tax Bill	$7,949 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9546-001-0350-05`

Property Details

APN / Parcel Number

Primary APN	`9546-001-0350-05`
Alternative APN	`100804`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,551 sqft Living Area
1st Floor Area	2,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	18,012 sqft (0.414 acres)
Garage Type	Attached
Garage Area	712 sqft
Porch	Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	9546-001-0350-05
Street Address	1004 LEGEND AVE
City	BONHAM
State	TX
Zip	75418-2279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY RIDGE, LOT 35, ACRES .4135
Legal Subdivision	LEGACY RIDGE ESTATES
Legal Lot Number	35
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	3
Census Block	3006
Census Tract	950402

Owner

Source: Fannin County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 LEGEND AVE, BONHAM, TX 75418-2279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Deed of Trust, Mortgage · Line of Credit BANK AMERICA FSB
Feb 7, 2022	Vendor's Lien, Transfer CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2024 · Amount on Record
Deed Sale	Jul 8, 2024 · Amount on Record
Prior Sale	Feb 7, 2022 · Amount on Record
Deed Document Number	20244255
Prior Transfer Date	Apr 27, 2016
Prior Transfer Doc	01877/0282
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	1004 LEGEND AVE, BONHAM, TX 75418-2279
Transaction Type	Mortgage
Record Updated	Jan 4, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02159/0057
Date	Aug 12, 2019
Book Page	2159/0057
Instrument	2019-4925

Lender

Name	BANK AMERICA FSB
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 24, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Feb 7, 2022
Property Address	1004 LEGEND AVE, BONHAM, TX 75418-2279
Document Number	2022000937
Map Reference	CAB B SL 20
Instrument Date	Feb 2, 2022
Instrument	2022000937
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	FIRST INTEGRITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 LEGEND AVE, BONHAM, TX 75418-2279

Mortgage

Document Number	2022000938
Date	Feb 7, 2022
Instrument	2022000938

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Mortgage

Document Number	2022000938
Date	Feb 7, 2022
Instrument	2022000938

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,949.00 (+2.77%) Homeowner's exemption	$409,850 (-0.47%) Land $61,600 Building $348,250	$409,850 (-0.47%) Land $61,600 Building $348,250
2024	$7,735.00 (+43.08%)
2023		$411,790 Land $56,920 Building $354,870	$411,790 Land $56,920 Building $354,870
2018	$5,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	Apr 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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