1004 Lake Fork Rd, Bloomington, IL 61704 Property Records

McLean County property record for 1004 Lake Fork Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,814 sqft · built 1984
Lot Size	0.264 acres (11,495 sqft)
Owner	Individual Name on File
Tax Bill	$6,071 (2024)
Deeds & Mortgages	Jul 2021 Line of Credit May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-17-278-001`

Property Details

APN / Parcel Number

Primary APN	`21-17-278-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,814 sqft Living Area
Gross Area	3,700 sqft
1st Floor Area	1,248 sqft
Basement Area	1,022 sqft
Finished Basement	670 sqft
Unfinished Basement	352 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	11,495 sqft (0.264 acres)
Lot Dimensions	115 ft deep x 91 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	324 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1004 LAKE FORK RD
City	BLOOMINGTON
State	IL
Zip	61704-7260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	BLOOMING GROVE SUB LOT 23
Legal Range	02E
Legal Township	23N
Legal Section	17
Legal Subdivision	BLOOMING GROVE SUB
Legal Lot Number	23
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2020
Census Tract	2101

Owner

1004 Lake Fork Rd is owned and occupied by an individual.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1004 LAKE FORK RD, BLOOMINGTON, IL 61704-7260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit CEFCU
May 10, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jul 17, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1004 LAKE FORK RD, BLOOMINGTON, IL 61704-7260
Transaction Type	Mortgage
Record Updated	Jul 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100016368
Date	Jul 12, 2021
Instrument	2021-00016368

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1004 LAKE FORK RD, BLOOMINGTON, IL 61704-7260
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700007820
Date	May 10, 2017
Instrument	2017-00007820

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1004 LAKE FORK RD, BLOOMINGTON, IL 61704-7260
Transaction Type	Mortgage
Record Updated	Jul 29, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013473
Date	Jul 17, 2020
Instrument	2020-00013473

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 30, 2030

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,790 Land $18,399 Building $69,391	$263,370 Land $55,197 Building $208,173
2024	$6,071.00 (+12.89%)
2023	$5,378.00	$70,414 Land $14,757 Building $55,657	$211,242 Land $44,271 Building $166,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Lake Fork Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1986–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Lake Fork Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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