1004 Irwin St, Morgantown, WV 26505 Property Records

Monongalia County property record for 1004 Irwin St, Morgantown, WV 26505

Property Summary

Property Type	Garden / Court Apartments (5+ Units)
Lot Size	2.79 acres (121,532 sqft)
Tax Bill	$45,976 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-4E-0006.0000`

Property Details

APN / Parcel Number

Primary APN	`08-4E-0006.0000`
Alternative APN	`31-08-4E-0006.0000`

Interior

Units	98 Units

Exterior

Lot Area	121,532 sqft (2.79 acres)
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1004 IRWIN ST
City	MORGANTOWN
State	WV
Zip	26505
Property Category	Commercial
Property Type	Residential > Multi-Unit > Garden / Court Apartments (5+ Units)
Legal Description	2.97 AC SUR 1004 IRWIN ST COPPERFIELD COURT)
Legal Subdivision	MILEGROUND ACRES SUB
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	2
Census Block	2011
Census Tract	10203

Owner

Source: Monongalia County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Mailing Address	6200 MID ATLANTIC DR, MORGANTOWN, WV 26508-4293

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FED'L BK/THE MIDWEST
Jan 26, 2017	Grant Deed, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Last Transfer Date	Dec 21, 2006
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	1004 IRWIN ST, MORGANTOWN, WV 26505
Document Number	0000789708
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6200 MID ATLANTIC DR MORGANTOWN WV 265084293, MORGANTOWN, WV 26508-4293

Mortgage

Document Number	0000789708
Date	Apr 29, 2020
Book Page	002348/000177
Instrument	789708

Lender

Name	FIRST FED'L BK/THE MIDWEST
Type	Bank
Address	275 W FEDERAL ST, YOUNGSTOWN, OH 44503-1200

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MONONGALIA WV
Recording Date	Jan 26, 2017
Property Address	1004 IRWIN ST, MORGANTOWN, WV 26505
Book / Page	002165 / 000299
Instrument Date	Jan 26, 2017
Instrument	671754
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6200 MID ATLANTIC DR MORGANTOWN WV 265084293, MORGANTOWN, WV 26508-4293

Mortgage

Document Number	0000671754
Date	Jan 26, 2017
Book Page	002165/000299
Instrument	671754

Lender

Name	KEYBANK USA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monongalia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$45,976.00 (-0.4%)	$2,151,660 (-0.28%) Land $570,360 Building $1,581,300	$3,586,100 (-0.28%) Land $950,600 Building $2,635,500
2023	$46,159.00 (+3.48%)	$2,157,780 (-0.85%) Land $570,360 Building $1,587,420	$3,596,300 (-0.85%) Land $950,600 Building $2,645,700
2022	$44,605.00	$2,176,320 Land $570,360 Building $1,605,960	$3,627,200 Land $950,600 Building $2,676,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.9% of West Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline.

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