1004 Hovey Ave, Normal, IL 61761 Property Records

McLean County property record for 1004 Hovey Ave, Normal, IL 61761

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,692 sqft · built 1930
Lot Size0.154 acres (6,727 sqft)
Owner2 Individual Names on Record
Last Sale$136,000 (Jun 2026)
Tax Bill$3,995 (2024)
Deeds & MortgagesJun 2026 Sale
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-28-354-016

Property Details

APN / Parcel Number

Primary APN14-28-354-016

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,692 sqft Living Area
1st Floor Area882 sqft
Basement Area162 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area6,727 sqft (0.154 acres)
Lot Dimensions133 ft deep x 50 ft wide
PorchOpen Frame Porch
Patio Area344 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1004 HOVEY AVE
CityNORMAL
StateIL
Zip61761-3405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionGOODS ADD TO NORMAL LOT 17 BLK 2
Legal Range02E
Legal Township24N
Legal Section28
Legal SubdivisionGOODS ADD
Legal Block2
Legal Lot Number17
JurisdictionMCLEAN IL
Township / Civil DivisionNORMAL
Census Block Group1
Census Block1012
Census Tract301

Owner

Source: McLean County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1851 SPEARS RD, SYCAMORE, IL 60178-3425
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Warranty Deed, Transfer
MCLEAN COUNTY TITLE
Nov 6, 2019Deed of Trust, Mortgage
PIONEER STATE BANK
Oct 6, 2021Warranty Deed, Transfer · Conventional Mortgage
CIBM BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2026 · Amount on Record
Deed SaleJun 16, 2026 · Amount on Record
Prior SaleOct 6, 2021 · Amount on Record
Deed Document Number20268166
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJun 16, 2026
Property Address1004 HOVEY AVE, NORMAL, IL 61761-3405
Document Number0000008166
Instrument DateMay 22, 2026
Instrument20268166
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanyMCLEAN COUNTY TITLE

Transaction

AmountAmount Recorded
Tax$20,604.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1851 SPEARS RD, SYCAMORE, IL 60178-3425

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1004 HOVEY AVE, NORMAL, IL 61761-3405
Transaction TypeMortgage
Record UpdatedApr 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number201900018427
DateNov 6, 2019
Instrument2019-00018427
Lender
NamePIONEER STATE BANK
TypeBank
AddressEARLVILLE, IL 60518
Agreement
AmountAmount Recorded
Term360 Months
DueNov 1, 2049

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateOct 6, 2021
Property Address1004 HOVEY AVE, NORMAL, IL 61761-3405
Document Number202100023989
Instrument DateSep 22, 2021
Instrument2021-00023989
Transaction TypeTransfer
Record UpdatedApr 30, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$198.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1004 HOVEY AVE, NORMAL, IL 61761-3405

Mortgage

Document Number202100023990
DateOct 6, 2021
Instrument2021-00023990
Lender
NameCIBM BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate
Rate3.37%

Mortgage

Document Number202100023991
DateOct 6, 2021
Instrument2021-00023991
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$60,254 (+21.89%) Land $9,572 Building $50,682$180,762 (+21.89%) Land $28,716 Building $152,046
2024$3,995.00 (+7.48%)
2023$3,717.00$49,434 Land $7,853 Building $41,581$148,302 Land $23,559 Building $124,743

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAL
serves 52,736 people · EPA ID IL1130900
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Pavlov Media
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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