1004 Horner Dr, Caledonia (Racine), WI 53402 Property Records

Racine County property record for 1004 Horner Dr, Caledonia, WI 53402

Property Summary

Property Type	Single Family Home
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Jul 2026)
Tax Bill	$7,591 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2024 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`104 042321466604`

Property Details

APN / Parcel Number

Primary APN	`104 042321466604`
Alternative APN	`004042321466604`

Exterior

Lot Area	9,975 sqft (0.229 acres)

Location & Zoning

Street Address	1004 HORNER DR
City	CALEDONIA
State	WI
Zip	53402-1977
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 RAVINE BAY ESTATES LOT 4 BLK 6 FROM 004042321025000 004042321033000 & KENTWOOD ESTATES IN 88 FOR 89 ROLL
Legal Range	23E
Legal Township	04N
Legal Section	21
Legal Subdivision	RAVINE BAY ESTATES
Legal Block	6
Legal Lot Number	4
Jurisdiction	RACINE WI
Township / Civil Division	CALEDONIA
Census Block Group	1
Census Block	1006
Census Tract	1504

Owner

1004 Horner Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Racine County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1004 HORNER DR, CALEDONIA, WI 53402-1977
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Nov 1, 2024	Warranty Deed, Transfer · Conventional Mortgage EPIC MORTGAGE PROCESSING LLC
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jun 11, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI PRIME LNDG
Jul 3, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jun 29, 2018	Trustee's Deed, Construction Loan · Construction Mortgage TRI CTY NAT'L BK
Dec 1, 2017	Deed, Transfer · Stand-Alone First Mortgage TRI CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Prior Sale	Nov 1, 2024 · Amount on File
Deed Document Number	20262733531
Prior Transfer Date	Nov 10, 2010
Prior Transfer Doc	0002271947
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Jul 28, 2026
Property Address	1004 HORNER DR, CALEDONIA, WI 53402-1977
Document Number	0002733531
Instrument Date	Jul 16, 2026
Instrument	20262733531
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	PRISM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162,105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1004 HORNER DR, CALEDONIA, WI 53402-1977

Mortgage

Document Number	0002733532,
Date	Jul 28, 2026
Instrument	20262733532

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Nov 1, 2024
Property Address	1004 HORNER DR, CALEDONIA, WI 53402-1977
Document Number	0002688484
Instrument Date	Oct 25, 2024
Instrument	2688484
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	1 SERVICES TITLE AND CLOSING, 1ST SVC TTL & CLOSING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 HORNER DR, CALEDONIA, WI 53402-1977

Mortgage

Document Number	0002688485
Date	Nov 1, 2024
Instrument	2688485

Lender

Name	EPIC MORTGAGE PROCESSING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2039

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	1004 HORNER DR, RACINE, WI 53402-1977
Transaction Type	Mortgage
Record Updated	Sep 26, 2022
Title Company	ATTORNEYS TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002561721
Date	Aug 20, 2020
Instrument	2561721

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Jun 11, 2019
Property Address	1004 HORNER DR, RACINE, WI 53402-1977
Document Number	0002522367
Instrument Date	May 24, 2019
Instrument	2522367
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 16, 2019
Title Company	ATTORNEYS TITLE AND CLOSING SERVICES, ATTORNEYS TITLE & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1004 HORNER DR RACINE WI 53402, RACINE, WI 53402

Mortgage

Document Number	2522368
Date	Jun 11, 2019
Instrument	2522368

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Jul 3, 2018
Property Address	1004 HORNER DR, RACINE, WI 53402-1977
Document Number	0002497630
Instrument Date	Jun 29, 2018
Instrument	2497630
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$281.40
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8338 CORPORATE DR #300 MOUNT PLEASANT WI 534063774, 300, MOUNT PLEASANT, WI 53406-3774
Investor	Possibly a Property Investor

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RACINE WI
Recording Date	Jun 29, 2018
Property Address	1004 HORNER DR, RACINE, WI 53402-1977
Instrument Date	Jun 20, 2018
Instrument	2497353
Transaction Type	Construction Loan
Record Updated	Jul 23, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	RAVINE BAY ESTS CALEDONIA WI 53402, CALEDONIA, WI 53402
Investor	Possibly a Property Investor

Mortgage

Document Number	0002497353
Date	Jun 29, 2018
Instrument	2497353

Lender

Name	TRI CTY NAT'L BK
Type	Bank
Address	RACINE, WI 53405

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	RACINE WI
Recording Date	Dec 1, 2017
Property Address	1004 HORNER DR, RACINE, WI 53402-1977
Document Number	0002481226
Instrument Date	Nov 28, 2017
Instrument	2481226
Transaction Type	Transfer
Record Updated	Sep 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,928.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8338 CORPORATE DR STE 300, 300, MOUNT PLEASANT, WI 53406-3774
Investor	Possibly a Property Investor

Mortgage

Document Number	0002481227
Date	Dec 1, 2017
Instrument	2481227

Lender

Name	TRI CITY NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Horner Dr was $7,591.

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
Municipality	Caledonia Village
Unified School District	Racine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,591.00	$471,000 Land $38,000 Building $433,000	$494,083 Land $39,862 Building $454,221
2023	$6,537.00 (+11.14%)	$387,000 (+6.23%) Land $38,000 Building $349,000	$378,690 (+6.23%) Land $37,184 Building $341,506
2022	$5,882.00	$364,300 Land $38,000 Building $326,300	$356,477 Land $37,184 Building $319,293

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Horner Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective January 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Horner Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CALEDONIA WATER UTILITY - serves 21,819 people · EPA ID WI2520184
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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