St. Clair County property record for 1004 Henry St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,334 sqft · built 1900 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Feb 2023) |
| Tax Bill | $3,918 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Jul 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-364-0065-000 |
| Primary APN | 74-07-364-0065-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,334 sqft Living Area |
| 1st Floor Area | 1,174 sqft |
| Basement Area | 1,034 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1004 HENRY ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A MED D |
| Legal Description | LOTS 1 & 2 BLK 11 INCL 1/2 VAC ALLEY ADJ MAP OF HUBEL AND WOLVEN ADDITION NO 2 ACCORDING TO THE PLAT RECORDED IN LIBER 13 OF |
| Legal Subdivision | HUBEL & WOLVIN ADD |
| Legal Block | 11 |
| Legal Lot Number | 1-2 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 642000 |
1004 Henry St is owned and occupied by an individual who bought it in February 2023.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1004 HENRY ST, SAINT CLAIR, MI 48079-4976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Jul 26, 2022 | Warranty Deed, Transfer BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Apr 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2023 · Amount on File |
| Deed Sale | Feb 24, 2023 · Amount on File |
| Prior Sale | Jul 26, 2022 · Amount on File |
| Deed Document Number | 20233038 |
| Deed Book / Page | 5600 / 691 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 24, 2023 |
| Property Address | 1004 HENRY ST, SAINT CLAIR, MI 48079-4976 |
| Document Number | 0005600691 |
| Book / Page | 5600 / 691 |
| Map Reference | LB 13 PG 127 |
| Instrument Date | Feb 3, 2023 |
| Instrument | 2023003038 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2023 |
| Title Company | PREMIER TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22158 MONTGOMERY CT, MACOMB, MI 48042-1750 |
| Name | Verified Name |
|---|---|
| Address | 1004 HENRY ST, SAINT CLAIR, MI 48079-4976 |
| Document Number | 0000559729 |
|---|---|
| Date | Feb 7, 2023 |
| Book Page | 5597/29 |
| Instrument | 2023002059 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ATOKA, OK 74525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 26, 2022 |
| Property Address | 1004 HENRY ST, SAINT CLAIR, MI 48079-4976 |
| Document Number | 0005545880 |
| Book / Page | 5545 / 880 |
| Map Reference | LB 13 PG 127 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 2022017757 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 487 LITTLE AVE, 487, COTTRELLVILLE, MI 48039-2813 |
| Name | Verified Name |
|---|---|
| Address | 22158 MONTGOMERY CT, MACOMB, MI 48042-1750 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1004 HENRY ST, SAINT CLAIR, MI 48079-4976 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 1004 HENRY ST, SAINT CLAIR, MI 48079-4976 |
| Document Number | 5386525 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 5386/525 |
| Instrument | 2021019174 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 5, 2017 |
| Property Address | 1004 HENRY ST, SAINT CLAIR, MI 48079-4976 |
| Document Number | 004815/978 |
| Book / Page | 4815 / 978 |
| Instrument Date | Mar 23, 2017 |
| Instrument | 2017008460 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 310 CASS ST, 310, SAINT CLAIR, MI 48079-5074 |
| Name | Verified Name |
|---|---|
| Address | 789 HYDRANGEA ST, COTTRELLVILLE, MI 48039-2228 |
| Document Number | 0048150979 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | 4815/979 |
| Instrument | 2017008461 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 1004 Henry St was $3,918 with a homeowner's exemption, up 3.9% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,000 (+1.74%) | $210,000 | |
| 2025 | $3,918.00 (+3.87%) Homeowner's exemption | $103,200 | |
| 2024 | $3,772.00 | $206,400 | |
| 2023 | $95,600 | ||
| 2022 | $2,679.00 | $191,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1004 Henry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1004 Henry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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