1004 Gadsden Ave, Silver Spring, MD 20905 Property Records

Montgomery County property record for 1004 Gadsden Ave, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,016 sqft · built 1964
Lot Size	0.63 acres (27,442 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Oct 2019)
Tax Bill	$6,627 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-00734145`

Property Details

APN / Parcel Number

Primary APN	`08-00734145`
Alternative APN	`00734145`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	1,440 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	27,442 sqft (0.63 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	4 Parking Spaces
Pool Area	360 sqft
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	00734145
Street Address	1004 GADSDEN AVE
City	SILVER SPRING
State	MD
Zip	20905-3753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	CLIFTONBROOK
Legal Subdivision	CLIFTONBROOK
Legal Block	A
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	8
Census Block Group	2
Census Block	2010
Census Tract	701316

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Clifton listed 1974 · 1 contributing resources · NRIS 74000959

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1004 GADSDEN AVE, SILVER SPRING, MD 20905-3753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANLEADERS/AMERICA
Oct 8, 2019	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 6, 2017	Loan Modification, Mortgage · Line of Credit SANDY SPRING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2019 · Amount on Record
Deed Sale	Oct 8, 2019 · Amount on Record
Deed Book / Page	58266 / 427
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1004 GADSDEN AVE, SILVER SPRING, MD 20905-3753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONWIDE TITLE CLAERING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0594110042
Date	Apr 22, 2020
Book Page	59411/42

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Oct 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1004 GADSDEN AVE, SILVER SPRING, MD 20905-3753
Document Number	0616090364
Instrument Date	Dec 19, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	NETCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1004 GADSDEN AVE SILVER SPRING MD 209053753, SILVER SPRING, MD 20905-3753

Mortgage

Document Number	0616090364
Date	Jan 13, 2021
Book Page	061609/000364

Lender

Name	LOANLEADERS/AMERICA
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2051

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 8, 2019
Property Address	1004 GADSDEN AVE, SILVER SPRING, MD 20905-3753
Document Number	0582660427
Book / Page	58266 / 427
Map Reference	MB 63 PL 5512
Instrument Date	Sep 4, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1004 GADSDEN AVE, SILVER SPRING, MD 20905-3753

Mortgage

Document Number	58266433
Date	Oct 8, 2019
Instrument	58266/433

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY MD
Property Address	1004 GADSDEN AVE, SILVER SPRING, MD 20905-3753
Document Number	0552390420
Book / Page	055239 / 000420
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1004 GADSDEN AVE SILVER SPRING MD 209053753, SILVER SPRING, MD 20905-3753

Mortgage

Document Number	0552390420
Date	Nov 16, 2017
Book Page	055239/000420

Lender

Name	SANDY SPRING BK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 15, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$525,100 (+4.24%) Land $239,400 Building $285,700	$525,100 (-) Land $239,400 Building $285,700
2025	$6,627.00 (+62.71%)	$503,733 (+9.27%)	$525,100 (+13.9%) Land $239,400 Building $285,700
2023		$461,000 Land $239,400 Building $221,600	$461,000 Land $239,400 Building $221,600
2022	$4,073.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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