1004 Franklin St, Reading, PA 19602 Property Records

Berks County property record for 1004 Franklin St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,204 sqft · built 1905
Lot Size	0.02 acres (871 sqft)
Owner	Company Name on File
Last Sale	$80,000 (Apr 2023)
Tax Bill	$494 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5316-21-09-7503`

Property Details

APN / Parcel Number

Primary APN	`5316-21-09-7503`
Alternative APNs	`03-5316-21-09-7503` `382375`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,204 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	871 sqft (0.02 acres)
View / Lot	Neighborhood
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1004 FRANKLIN ST
City	READING
State	PA
Zip	19602-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	97
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2006
Census Tract	1900

Owner

1004 Franklin St is owned by a company that bought it in April 2023.

Source: Berks County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	12 E 86TH ST, NEW YORK, NY 10028-0506
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed, Transfer · Stand-Alone First Mortgage DIAMOND CU
Mar 6, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jan 8, 2020	Grant Deed, Transfer ATTORNEY ONLY
Dec 3, 2018	Grant Deed, Transfer CAPITAL ASSURANCE GROUP, CAPITAL ASSURANCE GRP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2023 · Amount on File
Deed Sale	Apr 24, 2023 · Amount on File
Prior Sale	Jan 8, 2020 · Amount on File
Deed Document Number	202311480
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 24, 2023
Property Address	1004 FRANKLIN ST, READING, PA 19602-1206
Document Number	0000011480
Instrument Date	Apr 20, 2023
Instrument	2023011480
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	CONESTOGA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 E 86TH ST APT 228, 228, NEW YORK, NY 10028-0507

Mortgage

Document Number	0000011481
Date	Apr 24, 2023
Instrument	2023011481

Lender

Name	DIAMOND CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 20, 2033

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1004 FRANKLIN ST, READING, PA 19602-1206
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008401
Date	Mar 6, 2020
Instrument	2020008401

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jan 8, 2020
Property Address	1004 FRANKLIN ST, READING, PA 19602-1206
Document Number	0000000999
Instrument Date	Dec 28, 2019
Instrument	999
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	675 STANLEY AVE BROOKLYN NY 112077802, BROOKLYN, NY 11207-7802

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Dec 3, 2018
Property Address	1004 FRANKLIN ST, READING, PA 19602-1206
Document Number	0000041534
Instrument Date	Nov 29, 2018
Instrument	41534
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	CAPITAL ASSURANCE GROUP, CAPITAL ASSURANCE GRP

Transaction

Amount	Amount on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1567 PITKIN AVE BROOKLYN NY 112124612, BROOKLYN, NY 11212-4612

Tax Assessment & Valuation

The 2026 property tax bill for 1004 Franklin St was $494.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$494.00	$17,500 Land $5,500 Building $12,000	$5,500 Land $5,500
2024	$463.00	$17,500 Land $5,500 Building $12,000
1994			$17,500 Land $5,500 Building $12,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1004 Franklin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

Nearby Properties on Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures