1004 Elm St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 1004 Elm St, Three Rivers, MI 49093 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1959
Square Footage	2,488 sqft Living Area
Lot Size	13,068 sqft (0.3 acres)
Occupancy	Owner Occupied
Last Sale	$284,900 (2022)
Tax Bill	$3,471.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`051-165-020-10`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,488 sqft Living Area
1st Floor	2,488 sqft 1st Floor
Basement Area	1,488 sqft Basement
Unfinished Basement	2,518 sqft Unfinished
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch Style
Lot Area	13,068 sqft (0.3 acres)
Depth X Width	132 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	624 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1004 ELM ST
City	THREE RIVERS
State	MI
Zip	49093-1306
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 4 SUNNYMEDE ADD CITY OF THREE RIVERS. EST 0.3 A. (SPLIT FR/ 051-165-020-00 MAY/10)
Legal Subdivision	CITY OF THREE RIVERS
Legal Block	4
Legal Lot Number	5
Jurisdiction	ST JOSEPH MI
Minor Civil Division	THREE RIVERS
Census Blockgroup	1
Census Block	1041
Census Tract	40100

Owner

Source: St. Joseph County records · APN 051-165-020-10

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1004 ELM ST, THREE RIVERS, MI 49093-1306
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Warranty Deed, Transfer · Conventional Mortgage OMNI COMMUNITY CU
Oct 29, 2019	Warranty Deed, Transfer · Conventional Mortgage OMNI COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Oct 29, 2019 · Amount on Record
Deed Doc Number	20227478
Record Refreshed	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 23, 2022
Property Address	1004 ELM ST, THREE RIVERS, MI 49093-1306
Document Number	2022007478
Map Reference	LB 3 PG 10
Instrument Date	Aug 19, 2022
Instrument	2022007478
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,137.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1004 ELM ST, THREE RIVERS, MI 49093-1306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 E HOFFMAN ST, THREE RIVERS, MI 49093-1382

Mortgage

Date	Aug 23, 2022

Lender

Name	OMNI COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 29, 2019
Property Address	1004 ELM ST, THREE RIVERS, MI 49093-1306
Document Number	01980/0743
Book / Page	1980 / 0743
Map Reference	LB 3 PG 10
Instrument Date	Oct 18, 2019
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,021.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 W 4TH ST, CONSTANTINE, MI 49042-1116

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1004 ELM ST, THREE RIVERS, MI 49093-1306

Mortgage

Document Number	01980/0744
Date	Oct 29, 2019
Book Page	1980/0744

Lender

Name	OMNI COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,700 (+40.45%)	$301,400 (+40.45%)
2025	$3,471.00 (+2.36%) Homeowner's exemption
2023		$107,300 Land $4,500 Building $102,800	$214,600 Land $9,000 Building $205,600
2022	$3,391.00

1004 Elm St, Three Rivers, MI 49093 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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