1004 Elm St, Kannapolis, NC 28081 Property Records

Rowan County property record for 1004 Elm St, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,262 sqft · built 1934
Lot Size	0.516 acres (22,477 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Dec 2020)
Tax Bill	$1,702 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jul 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148 071`

Property Details

APN / Parcel Number

Primary APN	`148 071`
Alternative APN	`6035637`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	1,262 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Lot Area	22,477 sqft (0.516 acres)
Lot Dimensions	15 ft deep x 15 ft wide

Exterior Amenities

Porch	Porch
Porch Area	150 sqft
Patio Area	340 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1004 ELM ST
City	KANNAPOLIS
State	NC
Zip	28081-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4:SINGLE
Legal Description	L3-5 BLK D BELLEVUE
Legal Subdivision	BELLEVUE
Legal Block	D
Jurisdiction	ROWAN NC
Township / Civil Division	CHINA GROVE
Census Block Group	2
Census Block	2007
Census Tract	51501

Owner

1004 Elm St is owned and occupied by an individual who bought it in December 2020.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1004 ELM ST, KANNAPOLIS, NC 28081-2027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage LATINO COMMUNITY CU
Jul 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Jul 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2020 · Amount on File
Deed Sale	Dec 22, 2020 · Amount on File
Prior Sale	Jul 1, 1998
Deed Book / Page	1363 / 696
Prior Transfer Date	Jul 10, 2017
Prior Transfer Doc	0012920724
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 22, 2020
Property Address	1004 ELM ST, KANNAPOLIS, NC 28081-2027
Document Number	0013630696
Book / Page	1363 / 696
Map Reference	PG 13
Instrument Date	Dec 18, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3926 N HILLS DR, 3926, AYDEN, NC 28513-7140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 ELM ST, KANNAPOLIS, NC 28081-2027

Mortgage

Document Number	1363697
Date	Dec 22, 2020
Instrument	1363/697

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	6%
Change Frequency	5 Years
Index	5-Year TN
Margin	2
Max Rate	6%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 10, 2017
Property Address	1004 ELM ST, KANNAPOLIS, NC 28081-2027
Document Number	0012920723
Book / Page	001292 / 000723
Instrument Date	Jul 10, 2017
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1004 ELM ST KANNAPOLIS NC 280812027, KANNAPOLIS, NC 28081-2027

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 10, 2017
Property Address	1004 ELM ST, KANNAPOLIS, NC 28081-2027
Document Number	0012920724
Book / Page	001292 / 000724
Instrument Date	Jul 10, 2017
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1004 ELM ST KANNAPOLIS NC 280812027, KANNAPOLIS, NC 28081-2027

Tax Assessment & Valuation

The 2026 property tax bill for 1004 Elm St was $1,702.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,702.00	$140,733 (-) Land $49,238 Building $91,495	$140,733 Land $49,238 Building $91,495
2025	$1,702.00	$140,733 Land $49,238 Building $91,495
2023	$1,702.00	$140,733 Land $49,238 Building $91,495	$140,733 Land $49,238 Building $91,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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