1004 E Main St, Albemarle, NC 28001 Property Records

Stanly County property record for 1004 E Main St, Albemarle, NC 28001

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,496 sqft · built 1915
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Tax Bill$506 (2023)
Deeds & MortgagesOct 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN654802655155

Property Details

APN / Parcel Number

Primary APN654802655155
Alternative APNs
  • 20116
  • 13179

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,496 sqft Finished Area
FlooringWood
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Exterior MaterialAsbestos
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions183 ft deep x 84 ft wide
Garage Area480 sqft
PorchPorch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number13179
Street Address1004 E MAIN ST
CityALBEMARLE
StateNC
Zip28001-5017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionHSE 1004 E MAIN ST 654811218
Legal SubdivisionMORROW HEIGHTS
Legal Lot Number12
JurisdictionSTANLY NC
Township / Civil DivisionSOUTH ALBEMARLE
Census Block Group2
Census Block2009
Census Tract931203

Owner

Source: Stanly County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4007 PLYERS MILL RD, KENSINGTON, MD 20895-2019
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 23, 1987
Deed SaleDec 23, 1987
Deed Document Number0000366919
Record UpdatedJun 7, 2026

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSTANLY NC
Property Address1004 E MAIN ST, ALBEMARLE, NC 28001-5017
Document Number0000414057
Instrument DateOct 14, 2019
Transaction TypeMortgage
Record UpdatedNov 6, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4007 PLYERS MILL RD KENSINGTON MD 208952019, KENSINGTON, MD 20895-2019

Mortgage

Document Number0000414057
DateOct 21, 2019
Book Page001683/000559
Instrument414057
Lender
NameUWHARRIE BK
TypeBank
AddressALBEMARLE, NC 28001
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAlbemarle City
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$506.00$41,542 Land $12,474 Building $29,068$41,542 Land $12,474 Building $29,068

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ALBEMARLE
serves 17,506 people · EPA ID NC0184010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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