Champaign County property record for 1004 E Harding Dr, Apt 103, Urbana, IL 61801
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.024 acres (1,070 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,234 (2024) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 93-21-21-152-044 |
| Primary APN | 93-21-21-152-044 |
|---|---|
| Alternative APN |
|
| Units | 25 Units |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 1,070 sqft (0.024 acres) |
| Street Address | 1004 E HARDING DR, 103 |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61801-6343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT PT COMMONS 630 REGENCY EAST CONDO |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 21 |
| Legal Subdivision | COMMONS 630 REGENCY EAST CONDO |
| Legal Lot Number | 103 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 5701 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1004 E HARDING DR, 103, URBANA, IL 61801-6343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 19, 2013 |
| Transfer Doc | 0000017913 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1004 E HARDING DR, URBANA, IL 61801-6381 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016750 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 2018R16750 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28217 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,020 (+26.04%) Land $3,220 Building $15,800 | $57,060 (+26.04%) Land $9,660 Building $47,400 | |
| 2024 | $1,234.00 (+25.53%) | ||
| 2022 | $983.00 Homeowner's exemption | $15,090 Land $2,550 Building $12,540 | $45,270 Land $7,650 Building $37,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Nextlink, Pavlov Media, Volo.net Internet+Tech.
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