1004 E Copeland Rd, Montgomery, MI 49255 Property Records

Branch County property record for 1004 E Copeland Rd, Montgomery, MI 49255

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,151 sqft
Lot Size	0.99 acres (43,124 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Oct 2025)
Tax Bill	$556 (2025)
Deeds & Mortgages	May 2006 Line of Credit Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160-003-300-075-00`

Property Details

APN / Parcel Number

Primary APN	`160-003-300-075-00`

Interior

Full Baths	1 Bath
Building Area	1,151 sqft Building Perimeter
1st Floor Area	1,151 sqft
Basement Area	1,151 sqft
Unfinished Basement	1,151 sqft

Exterior

Lot Area	43,124 sqft (0.99 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1004 E COPELAND RD
City	MONTGOMERY
State	MI
Zip	49255-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	163 FT N & S BY 264 FT E & W IN SW COR SEC 3 T8S R5W
Legal Range	05W
Legal Township	08S
Legal Section	03
Jurisdiction	BRANCH MI
Township / Civil Division	CALIFORNIA
Census Block Group	4
Census Block	4025
Census Tract	950800

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 S MAIN ST, READING, MI 49274-9705
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2006	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK
Oct 30, 2025	Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Feb 19, 2003
Deed Document Number	20256469
Record Updated	Sep 20, 2026

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	1004 E COPELAND RD, MONTGOMERY, MI 49255-9611
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200603644
Date	May 5, 2006
Instrument	2006-03644

Lender

Name	NATIONAL CITY BANK
Type	Bank
Address	6750 MILLER RD, BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Oct 30, 2025
Property Address	1004 E COPELAND RD, MONTGOMERY, MI 49255-9611
Document Number	0202506469
Instrument Date	Oct 29, 2025
Instrument	2025-06469
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1004 E COPELAND RD, MONTGOMERY, MI 49255-9611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 S MAIN ST, READING, MI 49274-9705
Investor	Possibly a Property Investor

Mortgage

Document Number	0202506470
Date	Oct 30, 2025
Instrument	2025-06470

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	11.5%

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	California Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,165 (+0.99%)	$90,330 (+0.99%)
2025	$556.00 (+2.77%)	$44,721	$89,442
2024	$541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
Lakeland Internet Fixed Wireless	100 / 20
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: DMCI Broadband.

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